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The user never sees which\nbackend answered.\n\nBuilt on the Perfolio CLI's structure (Commander + modular `cli/commands` +\n`lib/*`), merged with the agent CLI's LLM-friendly output and verb set.\n\n## Quick start\n\n```bash\nnpm install\ncp .env.example .env      # set the backend URLs (optional — prod defaults shipped)\nnpm run dev -- status     # run from source\nnpm run build && ./dist/cli/index.js status\n```\n\n## How routing works\n\n| Surface | Routes to | Auth |\n|---|---|---|\n| money: `portfolio`, `price`, `buy`, `sell`, `activity` | Perfolio backend (`GRANTCASH_API_URL`) | `Authorization: Bearer <accessJwt>` |\n| agent: `search`, `check`, `fetch`, `transfer`, `revoke` | Agent-mode backend (`GRANTCASH_AGENT_URL`) | `Authorization: Bearer <accessJwt>` |\n\n`grant login` runs ONE perfolio device handshake (browser sign-in + limit\napproval) and stores a single credential — the perfolio-signed access JWT plus\nthe opaque `pfr_` refresh token, in `~/.grant-cash/credentials.json`. That one\nJWT is sent to BOTH backends; a 401 from either silently refreshes it once.\n\n## Configuration\n\nAll URLs are env-driven — see [`.env.example`](.env.example). You do **not** need\nfinal URLs to build; set them whenever they're ready.\n\n## Skill file\n\n[`skills/grant-cash/SKILL.md`](skills/grant-cash/SKILL.md) documents the full\ncommand surface, workflow, and error playbook for an AI assistant.\n\n## Status\n\nScaffold of the merged architecture with a working command set across both\nengines. Money side is gold-focused by design; borrow/earn/perps endpoints are a\none-method-each extension on `MoneyClient`. Unified auth (CONTRACT v1): one\nperfolio login mints one access JWT that both backends verify locally against\nperfolio's JWKS — the CLI holds a single credential and sends it everywhere.\n","readmeFilename":"README.md"}