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Read the bundled [skill](skills/SKILL.md), also exposed\nas the MCP resource `aifinpay://skill`.\n\n## Tools\n\n| Tool                     | Purpose                                                  |\n| ------------------------ | -------------------------------------------------------- |\n| `agent_address`          | Read the current Solana, EVM and Casper addresses.       |\n| `agent_reload`           | Reload local wallet files in the current MCP connection. |\n| `agent_quota`            | Read the agent's quota.                                  |\n| `agent_passport_resolve` | Resolve the global Agent Passport identity.              |\n| `settlement_routes`      | Read the available verified settlement routes.           |\n| `settlement_invoice`     | Prepare a non-signing settlement invoice.                |\n\nLegacy `payable_fetch`, `agent_call`, `agent_quote`, `pay_with_split`,\n`quote_split` and `agent_claim_self` tools are not registered by this RC.\n\n## Persistent wallet selection\n\nThe CLI (`init` and stdio), programmatic server and `agent_reload` use the same\npriority:\n\n1. `SEED_HASH`: an existing 32-byte seed encoded as 64 hex characters, optionally\n   prefixed with `0x`. It is passed directly to `AiFinPayAgent.fromSeed`; do not\n   hash it again or supply a mnemonic.\n2. `./aifinpay/agents.json`, relative to the MCP process's working directory.\n   Set an absolute `AIFINPAY_AGENTS_FILE` when a desktop client's working\n   directory differs from the project directory. The file contains an `agents`\n   array of records with `id` and private `seed_hash` fields. If there is more\n   than one record, select exactly one with `AIFINPAY_AGENT_ID`.\n3. `AIFINPAY_AGENT_SECRET`: a legacy base58 Solana secret.\n4. `~/.aifinpay/agent.json`, or `AIFINPAY_HOME/agent.json`: the legacy CLI\n   keystore. Encrypted files require `AIFINPAY_WALLET_PASSPHRASE`.\n\nKeep seeds and wallet files private and out of chat, source control and logs.\nInvalid or ambiguous configured inputs fail; they never generate a replacement\nwallet. With no configured wallet at all the server has an ephemeral identity:\n**do not fund it**.\n\n## Initialize and connect\n\nThis release does not register payment-signing tools. Its legacy SDK dependency\nsupplies wallet derivation only; installing this MCP does not enable v2\nsettlement. An invoice or quote is not a completed payment.\n\n## Local configuration\n\n```bash\nnpx @aifinpay/mcp init\n```\n\nSelect the wallet in this order: `SEED_HASH` → `./aifinpay/agents.json` →\nlegacy `AIFINPAY_AGENT_SECRET` → `~/.aifinpay/agent.json`.\nSEED_HASH means a 32-byte hex seed, passed directly to SDK `fromSeed`.\nSee the skill for the exact project-file schema and multi-agent selection.\n`init` prints the selected wallet's public addresses. If a seed or project wallet\nis already configured, it does not create a second legacy wallet. With no\nwallet, it creates the legacy keystore with mode `600`; existing keystores are\nretained. Back up that file privately. Use the published `2.0.0` release or\nbuild this source checkout.\n\nUse an absolute `AIFINPAY_AGENTS_FILE` path when the host's working directory\nis not your project directory. Do not put the seed itself in a shared config.\nA client configuration can use the keystore without embedding its secret:\n\n```json\n{\n  \"mcpServers\": {\n    \"aifinpay\": {\n      \"command\": \"npx\",\n      \"args\": [\"-y\", \"@aifinpay/mcp@2.0.0\"],\n      \"env\": {\n        \"AIFINPAY_AGENTS_FILE\": \"/absolute/project/aifinpay/agents.json\",\n        \"AIFINPAY_AGENT_ID\": \"research-agent\"\n      }\n    }\n  }\n}\n```\n\nThe release above must be published before this npx command can install it.\nFor a source checkout, run `npm ci && npm run build` in mcp/ and configure\n`node /absolute/path/to/mcp/bin/aifinpay-mcp.js` instead.\n\nIf using the legacy keystore, run `npx @aifinpay/mcp init` once and omit the\nproject-file variables. Optional `AIFINPAY_WALLET_PASSPHRASE` encrypts that\nlegacy file at creation. An already connected server can load it with\n`agent_reload`; it does not need a new conversation. A changed package or\nlaunch environment requires a server reconnect, subject to host support.\n\n## History\n\nConnect the MCP server once. After `init` or a wallet file update, call\n`agent_reload` in that same connection; no new conversation is required. A\nfailed reload keeps the previous wallet. Changed shell environment variables\nrequire reconnecting the MCP process, since its environment is a startup\nsnapshot. Verify `agent_address` against the wallet you intend to use.\n\n## Other environment variables\n\n| Variable                     | Default               | Purpose                                                                              |\n| ---------------------------- | --------------------- | ------------------------------------------------------------------------------------ |\n| `AIFINPAY_BASE_URL`          | `https://aifinpay.io` | Backend URL.                                                                         |\n| `AIFINPAY_TIMEOUT_MS`        | `30000`               | Request timeout.                                                                     |\n| `AIFINPAY_MAX_USD`           | —                     | Configures the underlying agent's per-call cap; it does not enable signing.          |\n| `AIFINPAY_GATEWAY_ORIGINS`   | SDK default           | Comma-separated exact HTTPS origins trusted for AIFP-1 settlement.                   |\n| `AIFINPAY_GATEWAY_PATH_MODE` | `gateway`             | Use `gateway` for merchant-slug identity or `direct` for full request-path identity. |\n\n`agent_history({address, source:\"transactions\"})` reads indexed Polygon\nsettlements; `source:\"receipts\"` reads retained batches, including test-mode\npayments. Pass `passport` instead of, or alongside, `address` to resolve a\npublic passport first. A backend without the passport resolver cannot satisfy\npassport-only queries. No secret API key is needed for public metadata.\n\nResponses do not include bearer receipts. Limits are 1..100; follow\n`next_offset`. History source/coverage is explicit: it is not a full wallet\nexplorer. Dev networks currently use receipt history, not the Polygon ledger.\n\n```\nconst { server } = await createServer(loadConfigFromEnv());\nawait server.connect(new StdioServerTransport());\n```\n\nThe programmatic equivalents of identity environment options are `seedHash`,\n`agentsFile`, `agentId`, `agentSecretB58`, `walletHome` and `walletPassphrase`.\n\n- AIFINPAY_BASE_URL: backend origin; default https://aifinpay.io.\n- AIFINPAY_HOME: directory of the legacy agent.json keystore.\n- AIFINPAY_MODE=dev: expose dev_payment_quote; requires a separate dev base URL.\n\n- AIFINPAY_TIMEOUT_MS: SDK request timeout.\n- AIFINPAY_MAX_USD: legacy per-call budget; does not enable signing.\n- AIFINPAY_TRUSTED_HOSTS: exact hosts allowed to bypass the DNS pre-check.\n- AIFINPAY_ALLOW_PRIVATE_FETCH=1: explicit local-development network access.\n  Never enable this on the public hosted MCP.\n\nFor a self-hosted AIFP-1 gateway, set `AIFINPAY_GATEWAY_ORIGINS` to exact HTTPS\norigins. `AIFINPAY_GATEWAY_PATH_MODE=direct` makes the process use each request's\nfull pathname as its AIFP-1 resource identity; `gateway` uses the merchant slug.\nThe mode is process-wide, does not broaden the trusted-origin allowlist, and\ndoes not enable the retired signing tools in the production RC.\n\nDev quoting does not bypass wallet signatures, issuer verification or\nreceipt metering. See the bundled skill for backend prerequisites and the\nremaining Amoy executor requirement.\n\n## License\n\nMIT.\n","readmeFilename":"README.md"}