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SDK for MetaKYC due diligence workflows with configurable API endpoints and comprehensive step coverage","maintainers":[{"name":"tomw1808","email":"tomw1808@gmail.com"},{"name":"sajjadziaydloo","email":"sz@assetera.com"},{"name":"assetera","email":"npm@assetera.com"}],"readme":"# MetaKYC SDK\n\nA comprehensive React SDK for MetaKYC due diligence workflows with configurable API endpoints, dynamic form generation, and complete workflow step coverage.\n\n\n## Features\n\n- ✅ **Configurable API Endpoints** - Support for both Host Controller and Application Service patterns\n- ✅ **Complete Workflow Coverage** - All 10 workflow step types supported\n- ✅ **Dynamic Applicant Form** - 23 configurable form fields for applicant creation\n- 🎨 **Backend-Driven Theming** - Multi-tenant theme customization with 6 presets, custom logo, colors, and CSS (NEW v1.2.0)\n- ✅ **React Hooks** - Clean API with hooks for each workflow step\n- ✅ **Pre-built Components** - Ready-to-use UI components with Tailwind CSS\n- ✅ **Dynamic Form Validation** - Automatic zod schema generation from API rules\n- ✅ **Identity Provider Integration** - Sumsub, Onfido, and SardinAI support\n- ✅ **TypeScript** - Full type safety with types generated from C# DTOs\n- ✅ **Session Token Auth** - Server-side token creation with optional `externalRefId` scoping guard\n- ✅ **Dark Mode** - Built-in dark mode support\n\n## Installation\n\n```bash\nnpm install @asseteragmbh/metakyc\n# or\nyarn add @asseteragmbh/metakyc\n# or\npnpm add @asseteragmbh/metakyc\n```\n\n## Quick Start\n\n### Step 1 — Server: create a session token\n\nCreate a short-lived session token on your backend. The API key and secret never leave your server.\n\n```typescript\n// ── Server-side (Next.js API route, Express, etc.) ──\nimport { MetaKYCSession } from '@asseteragmbh/metakyc';\n\nexport async function POST() {\n  const { accessToken, expiresInSeconds } = await MetaKYCSession.createToken({\n    baseUrl:       'https://api.example.com',\n    clientId:      'your-client-id',           // or tenantId: 1\n    apiKey:        process.env.METAKYC_API_KEY!,\n    secretKey:     process.env.METAKYC_SECRET_KEY!,\n    externalRefId: 'USER-12345',               // optional — scopes the token to this user\n  });\n  return Response.json({ accessToken, expiresInSeconds });\n}\n```\n\n| Parameter | Type | Required | Description |\n|---|---|---|---|\n| `baseUrl` | `string` | Yes | MetaKYC API base URL |\n| `apiKey` | `string` | Yes | Your tenant API key |\n| `secretKey` | `string` | Yes | Your tenant secret key |\n| `tenantId` | `number` | One of | Numeric tenant ID (provide this **or** `clientId`) |\n| `clientId` | `string` | One of | String client ID (provide this **or** `tenantId`) |\n| `externalRefId` | `string` | No | When set, the returned token is **scoped**: all API calls made with it can only create or access applicants matching this `externalRefId`. Tokens created without it remain unrestricted (backward-compatible). |\n\n### Step 2 — Client: initialize the SDK\n\nPass the token to the frontend SDK via `getAccessToken`:\n\n```tsx\nimport { MetaKYCProvider } from '@asseteragmbh/metakyc';\n\nfunction App() {\n  return (\n    <MetaKYCProvider\n      config={{\n        getAccessToken: () => fetchSessionToken(), // returns the accessToken string\n        clientId: 'your-client-id',\n        baseUrl: 'https://api.example.com',\n        endpoints: { pattern: 'host-controller' },\n        applicantForm: {\n          externalRefId: 'USER-12345',\n        },\n        // Optional: Configure identity providers (e.g., SardinAI)\n        identityProviders: {\n          sardinai: process.env.SARDINAI_CLIENT_ID ? {\n            clientId: process.env.SARDINAI_CLIENT_ID,\n            environment: 'sandbox', // or 'production'\n            region: 'us',           // 'us', 'eu', 'ca', or 'au'\n            enableBiometrics: true,\n            enablePortScanning: false,\n          } : undefined,\n        },\n      }}\n    >\n      <YourApp />\n    </MetaKYCProvider>\n  );\n}\n```\n\n> **Tip:** You can also pass `apiKey` directly instead of `getAccessToken` for quick testing, but session tokens are recommended for production since they keep your secret key on the server.\n\n### Step 3 — Use the workflow component\n\n```tsx\nimport { KycWorkflow } from '@asseteragmbh/metakyc';\n\nfunction KYCPage() {\n  return (\n    <KycWorkflow\n      applicantId={applicantId}\n      onComplete={(result) => console.log('Complete:', result)}\n      onError={(error) => console.error('Error:', error)}\n      onAppropriatenessOutcome={(outcome) => console.log('Appropriateness:', outcome)}\n    />\n  );\n}\n```\n\n#### Appropriateness test outcome\n\nWhen the workflow contains a MiFID appropriateness test, the optional `onAppropriatenessOutcome`\ncallback (available on both `MetaKYC` and `KycWorkflow`) reports the canonical outcome:\n\n```ts\n{\n  testId: number;\n  completionMode: 'PassRequired' | 'CompletionRequired';\n  result: 'Passed' | 'FailedExhausted' | 'FailedContinued';\n  attempts: number;\n  passed: boolean;\n  warningAcknowledged: boolean;   // true only for FailedContinued\n  acknowledgedAt?: string;        // ISO-8601\n  startedAt?: string;\n  completedAt: string;\n}\n```\n\nThe test's completion mode is configured server-side per test. With `PassRequired` (the default)\nthe investor must pass to continue; with `CompletionRequired` an investor who fails is clearly\nwarned that they may lack sufficient knowledge/experience, may retake within the configured\nlimits, and may continue after explicitly acknowledging the warning (`FailedContinued`).\n\n### Step 4 — Or build custom UI with hooks\n\n```tsx\nimport { useKycWorkflow, useQuestionnaire } from '@asseteragmbh/metakyc';\n\nfunction CustomKYC() {\n  const { progress, currentStep, moveToNext } = useKycWorkflow(applicantId);\n  const questionnaire = useQuestionnaire(applicantId);\n\n  // Build your custom UI...\n}\n```\n\n## Documentation\n\n### Core Features\n- 🎨 **[Theming System](./THEMING_SYSTEM.md)** - Multi-tenant theme customization (NEW v1.2.0)\n- **[Dynamic Form Configuration](./DYNAMIC_FORM_CONFIG.md)** - Configure visible fields in applicant creation form\n- **[Workflow Key Management](./WORKFLOW_KEY_MANAGEMENT.md)** - Configure and handle workflow keys and transitions\n- **[External Reference ID](./EXTERNAL_REF_ID.md)** - Required field for system integration\n- [Step Visibility](./STEP_VISIBILITY.md) - Configure which workflow steps appear in the UI\n- [Appropriateness Test](./APPROPRIATENESS_TEST.md) - Quiz system with timer and retry logic\n- [UBO Step](./UBO_STEP.md) - A registered company adds beneficial owners, laid out by the KYB UBO field mapping\n- [Identity Expiration Handling](./IDENTITY_EXPIRATION_HANDLING.md) - Managing expired identity verification sessions\n- [KYC Status Display](./KYC_STATUS_DISPLAY.md) - Rich status UI for completed/rejected/pending states\n- [SardinAI Integration](./SARDINAI_INTEGRATION.md) - Automatic sessionKey generation for SardinAI Risk SDK\n\n### Backend Integration\n- 🔧 **[Backend Theme Integration](./BACKEND_THEME_INTEGRATION.md)** - Database schema, API endpoints, DTOs (NEW v1.2.0)\n- 🎨 **[Panel Theme UI](./PANEL_THEME_UI.md)** - Complete Panel UI implementation guide (NEW v1.2.0)\n\n### Migration & Changes\n- [Migration Guide](./MIGRATION_GUIDE.md) - Migrate from custom form to dynamic configuration (v1.0.0 → v1.1.0)\n- [Changelog](./CHANGELOG.md) - Version history and changes\n\n## License\n\nMIT\n","readmeFilename":"README.md"}