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`/origins/api-keys/exchange` |\n| **Publishable key** | `pk_test_` / `pk_live_` | Browser | Identifies the merchant; read-only (view cart) |\n| **Client secret** | JWT | Browser | Scoped JWT for a single checkout session (`checkout.pay`) |\n\n### Initialize (recommended)\n\n```ts\nimport { Bloque } from '@bloque/payments';\n\nconst bloque = new Bloque({\n mode: 'sandbox',\n secretKey: process.env.BLOQUE_SECRET_KEY!,\n webhookSecret: process.env.BLOQUE_WEBHOOK_SECRET, // optional\n});\n```\n\nThe SDK automatically exchanges the secret key for a JWT and caches it (with refresh 1 min before expiry).\n\n### Initialize (legacy)\n\n```ts\nconst bloque = new Bloque({\n mode: 'sandbox',\n accessToken: process.env.BLOQUE_ACCESS_TOKEN!, // deprecated — use secretKey\n});\n```\n\n## Quick Start: Create Checkout\n\n```ts\nimport { Bloque } from '@bloque/payments';\n\nconst bloque = new Bloque({\n mode: 'sandbox',\n secretKey: process.env.BLOQUE_SECRET_KEY!,\n});\n\nconst checkout = await bloque.checkout.create({\n name: 'Pack Profesional de Productividad',\n description:\n 'Periféricos premium para trabajo intensivo y alto rendimiento',\n asset: 'COPM/2',\n image_url: 'https://cdn.bloque.app/checkouts/productivity-pack.png',\n items: [\n {\n name: 'Teclado mecánico Keychron K2',\n description: 'Wireless, RGB, switches Blue',\n amount: 450_000_00,\n quantity: 2,\n image_url: 'https://cdn.bloque.app/items/keychron-k2.png',\n },\n {\n name: 'Mouse Logitech MX Master 3S',\n description: 'Inalámbrico, sensor 8K DPI',\n amount: 380_000_00,\n quantity: 1,\n image_url: 'https://cdn.bloque.app/items/mx-master-3s.png',\n },\n ],\n success_url: 'https://bloque.app/success',\n cancel_url: 'https://bloque.app/cancel',\n merchant: {\n name: 'Bloque',\n theme: {\n primary: '#10b981',\n primary_foreground: '#ffffff',\n background: '#f8fafc',\n surface: '#ffffff',\n border: '#d1d5db',\n input_border: '#10b98166',\n },\n },\n payment_methods: ['card', 'pse', 'cash'],\n payeer: {\n name: 'Nestor Cortina',\n email: 'nestor@bloque.team',\n },\n});\n\nconsole.log('Checkout URL:', checkout.url);\n```\n\n## API\n\n### `Bloque` config\n\n```ts\ntype BloqueConfig = {\n mode: 'sandbox' | 'production';\n secretKey: string; // sk_test_... or sk_live_...\n timeout?: number; // request timeout in ms (default 10_000)\n maxRetries?: number; // retry count (default 2)\n webhookSecret?: string;\n};\n\n/** @deprecated Use BloqueConfig with secretKey instead */\ntype BloqueConfigLegacy = {\n mode: 'sandbox' | 'production';\n accessToken: string;\n timeout?: number;\n maxRetries?: number;\n webhookSecret?: string;\n};\n```\n\n### Checkout\n\n#### `bloque.checkout.create(params)`\n\n```ts\ntype CheckoutParams = {\n name: string;\n description?: string;\n image_url?: string;\n asset?: 'COPM/2' | 'DUSD/6';\n items: {\n name: string;\n description?: string;\n amount: number;\n quantity: number;\n image_url?: string;\n }[];\n success_url: string;\n cancel_url: string;\n metadata?: Record;\n merchant?: {\n name: string;\n theme: {\n primary: string;\n primary_foreground: string;\n background: string;\n surface: string;\n border: string;\n input_border: string;\n };\n };\n payment_methods?: ('card' | 'pse' | 'cash')[];\n expires_at?: string;\n};\n```\n\nNotes:\n- `asset` defaults to `DUSD/6` when omitted.\n- Creation request is sent using `redirect_url` derived from `success_url`.\n\nResponse shape:\n\n```ts\ntype Checkout = {\n id: string;\n urn: string;\n object: 'checkout';\n url: string;\n client_secret: string; // scoped JWT for browser-side checkout\n status: 'pending' | 'paid' | 'expired' | 'deposited' | 'cancelled';\n amount_total: number;\n amount_subtotal: number;\n asset: 'COPM/2' | 'DUSD/6';\n items: {\n name: string;\n description?: string;\n amount: number;\n quantity: number;\n image_url?: string;\n }[];\n metadata?: Record;\n created_at: string;\n updated_at: string;\n expires_at: string | null;\n};\n```\n\nPass the `client_secret` to `@bloque/payments-core` or `@bloque/payments-react` on the browser to authorize payment execution.\n\n#### `bloque.checkout.retrieve(checkoutId)`\n\n```ts\nconst checkout = await bloque.checkout.retrieve('checkout_123');\n```\n\n#### `bloque.checkout.cancel(checkoutId)`\n\n```ts\nconst checkout = await bloque.checkout.cancel('checkout_123');\n```\n\n### Payments\n\n#### `bloque.payments.create(params)`\n\nSupported direct payment methods are `card`, `pse`, and `cash` (maps to `POST /payments/:type` on the server).\n\n```ts\nconst payment = await bloque.payments.create({\n paymentUrn: 'did:bloque:payments:123e4567-e89b-12d3-a456-426614174000',\n payment: {\n type: 'card',\n data: {\n cardNumber: '4111111111111111',\n cardholderName: 'John Doe',\n expiryMonth: '12',\n expiryYear: '2028',\n cvv: '123',\n email: 'john@example.com',\n installments: 1,\n currency: 'COP',\n },\n },\n});\n```\n\nPayment response:\n\n```ts\ntype PaymentResponse = {\n id: string;\n object: 'payment';\n status: 'approved' | 'rejected' | 'pending';\n amount: number;\n currency: string;\n created_at: string;\n three_ds?: { current_step: string; iframe: string };\n};\n```\n\n#### `bloque.payments.getStatus(paymentId)`\n\nPoll payment status by URN (e.g. `did:bloque:payments:...`) after a 3DS challenge.\n\n```ts\nconst latest = await bloque.payments.getStatus(payment.id);\n```\n\n### 3D Secure (direct API)\n\nWhen you process card payments server-side with 3DS, pass browser fingerprint fields and optional sandbox scenario:\n\n```ts\nimport type { BrowserInfo } from '@bloque/payments';\n\nfunction browserInfoFromRequest(req: {\n headers: Record;\n}): BrowserInfo {\n const ua = String(req.headers['user-agent'] ?? '');\n const accept = String(req.headers['accept'] ?? '*/*');\n const lang = String(req.headers['accept-language'] ?? 'en');\n return {\n browser_user_agent: ua,\n browser_language: lang,\n browser_color_depth: '24',\n browser_screen_height: '900',\n browser_screen_width: '1440',\n browser_tz: '0',\n };\n}\n\nconst payment = await bloque.payments.create({\n checkoutId: 'checkout_123',\n payment: {\n type: 'card',\n data: {\n cardNumber: '4111111111111111',\n cardholderName: 'John Doe',\n expiryMonth: '12',\n expiryYear: '2028',\n cvv: '123',\n email: 'john@example.com',\n is_three_ds: true,\n browser_info: browserInfoFromRequest(req),\n three_ds_auth_type: 'challenge_v2', // sandbox only; omit in production\n },\n },\n});\n\nif (payment.three_ds?.iframe) {\n // 1) Decode HTML entities if the gateway returns escaped HTML\n // 2) If iframe is a URL (https://...), use