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`PAYSTACK_SECRET_KEY`). Verified: 255 banks + account resolution. `npm run smoke:live -w @braynexservices/nigeria-mcp-bank-account`. Mock stays the default for offline/eval.\n\nResolves a Nigerian **NUBAN** (10-digit account number) + bank code → the registered **account name**, through the core provider seam. Mock is the default so it runs with zero signup.\n\n## Tools\n\n| Tool | Input | Returns |\n|---|---|---|\n| `resolve_bank_account` | `{ account_number (10 digits), bank_code }` | `NormalizedBankAccount` — `accountName, bankCode, bankName?, source, retrievedAt` |\n| `list_banks` | `{}` | `{ banks: [{ name, code }] }` — bank-code lookup helper |\n\n## Providers (`BANK_PROVIDER`)\n\n| Key | Source | Cost | Notes |\n|---|---|---|---|\n| `mock` *(default)* | local fixtures | free | zero signup; deterministic |\n| `paystack` | Paystack `/bank/resolve` + `/bank` | free | needs `PAYSTACK_SECRET_KEY`; fails loudly with a hint if unset |\n\n## Quickstart\n\n```bash\n# from repo root\nnpm install\nnpm run build -w @braynexservices/nigeria-mcp-core          # build core first (lanes import its dist)\nnpm run build -w @braynexservices/nigeria-mcp-bank-account\n\nnpm run smoke -w @braynexservices/nigeria-mcp-bank-account   # in-memory MCP e2e (exits non-zero on failure)\nnpm run start:stdio -w @braynexservices/nigeria-mcp-bank-account   # serve over stdio (default mock provider)\n\n# live Paystack (free key required):\nBANK_PROVIDER=paystack PAYSTACK_SECRET_KEY=sk_... npm run start:stdio -w @braynexservices/nigeria-mcp-bank-account\n```\n\n**Claude Desktop / Code** — add to your MCP config (needs Node.js ≥ 20 + a free [Paystack](https://paystack.com) secret key):\n```json\n{\n  \"mcpServers\": {\n    \"nigeria-bank-resolve\": {\n      \"command\": \"npx\",\n      \"args\": [\"-y\", \"@braynexservices/nigeria-mcp-bank-account\"],\n      \"env\": { \"BANK_PROVIDER\": \"paystack\", \"PAYSTACK_SECRET_KEY\": \"sk_...\" }\n    }\n  }\n}\n```\nRunning from a clone instead: `\"command\": \"node\", \"args\": [\"/path/to/nigeria-mcp/lanes/bank-account/dist/stdio.js\"]`. Then ask, e.g., *\"Whose account is 0123456789 at GTBank?\"*\n\n## Status\n\n- ✅ `mock` provider verified (build + smoke + not-found path).\n- ✅ `paystack` adapter **live-verified** (`npm run smoke:live`): bank list + account resolution against the real API. Fails loudly with an actionable hint when the key is missing or wrong; account resolutions (PII) are never cached.\n","readmeFilename":"README.md"}