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**License:** [MIT](../../LICENSE)\n**© 2026 Braynex Services Ltd** — MIT licensed (copyright retained; see repo-root [`NOTICE`](../../NOTICE)).\n\n---\n\n## What it does\nReturns the Naira's exchange rate against major currencies (USD, EUR, GBP). Rates are fetched live from **open.er-api.com** (free, keyless) and cached ~1h. Each rate means `1 {quote} = {rate} {base}`, base = NGN (e.g. *1 USD = 1,366 NGN*). Public market data — no PII, no key.\n\n## Tool\n\n### `get_fx_rates`\n| Param | Required | Notes |\n|---|---|---|\n| `base` | — | base currency (only `NGN` is supported; defaults to NGN) |\n| `quote` | — | filter to one quote currency (e.g. `USD`); omit for USD + EUR + GBP |\n\n**Example:**\n```jsonc\n// → get_fx_rates({ \"quote\": \"USD\" })\n\"1 USD = 1,365.90 NGN (official)\"\n// structuredContent.rates: [{ base:\"NGN\", quote:\"USD\", rate:1365.9, market:\"official\", source:\"open-er-api\", retrievedAt }]\n\n// → get_fx_rates({})\n\"1 USD = 1,365.90 NGN\" · \"1 EUR = 1,562.07 NGN\" · \"1 GBP = 1,808.96 NGN\"\n```\n\n> **`market: \"official\"`** = the post-2023-float market/interbank (NAFEM) window. The **parallel (\"aboki\")** rate needs a different source and is not provided here (mock-only / future tier).\n\n## Configuration — `FX_PROVIDER`\n\n| Value | Behaviour |\n|---|---|\n| `mock` *(default)* | Offline deterministic fixtures (NGN vs USD/EUR/GBP, official + parallel) — for dev/eval |\n| `free` | **Live** rates from open.er-api.com (keyless). Set this for real data. |\n\nNo API key required.\n\n## Run it\n\n```bash\nnpm install && npm run build      # from repo root\n\nnpm run smoke      -w @braynexservices/nigeria-mcp-fx-rates   # offline (mock)\nnpm run smoke:live -w @braynexservices/nigeria-mcp-fx-rates   # live (real API)\n\nFX_PROVIDER=free npm run start:stdio -w @braynexservices/nigeria-mcp-fx-rates   # serve over stdio, live\n```\n\n**MCP Inspector** (interactive GUI):\n```bash\nFX_PROVIDER=free npx @modelcontextprotocol/inspector node lanes/fx-rates/dist/stdio.js\n```\n\n**Claude Desktop / Code** — add to your MCP config (needs Node.js ≥ 20):\n```json\n{\n  \"mcpServers\": {\n    \"nigeria-fx-rates\": {\n      \"command\": \"npx\",\n      \"args\": [\"-y\", \"@braynexservices/nigeria-mcp-fx-rates\"],\n      \"env\": { \"FX_PROVIDER\": \"free\" }\n    }\n  }\n}\n```\nRunning from a clone instead: `\"command\": \"node\", \"args\": [\"/path/to/nigeria-mcp/lanes/fx-rates/dist/stdio.js\"]`. Then ask, e.g., *\"What's the dollar to naira rate right now?\"*\n\n## Limits & notes\n- **Rates are cached ~1h** (open.er-api refreshes ~daily) — cuts calls and respects the free tier. 15s fetch timeout with backoff-retry on transient failures (timeout, network, 429/5xx); falls back to an actionable error (or set `FX_PROVIDER=mock`).\n- **NGN-base only:** a non-NGN `base` returns no rows (this lane is Naira-centric).\n- **Official window only** via the free source; **parallel/aboki** = future tier.\n- **Source:** rates carry `source: \"open-er-api\"` and a fresh `retrievedAt` per call.\n\n## Verification\n`npm run verify` (repo root) → build + all lane smokes + eval. This lane: offline smoke + `smoke:live` against the real API, independent code-review (USD self-rate verified), cached.\n","readmeFilename":"README.md"}