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O SDK oferece uma interface simples e type-safe para realizar operações como:\n\n- Criação de consentimentos de pagamento\n- Criação e consulta de solicitações de pagamento automático / recorrente (`createAutomaticPaymentRequest`, `getAutomaticPaymentRequest`), com autenticação por **subtenant** ou **token Bearer** (`TokenCredentials`)\n- Cancelamento de pagamento recorrente (`cancelAutomaticPayment`) e revogação do consentimento recorrente (`cancelAutomaticPaymentRequest`)\n- Criação de solicitações de pagamento (payment request)\n- Consulta dos detalhes de uma solicitação de pagamento pelo identificador\n- Cancelamento de uma solicitação de pagamento por `consentId` (`cancelPaymentRequest`) ou de um pagamento por `paymentId` (`cancelPayment`)\n- Criação de pagamentos\n- Consulta paginada de pagamentos por tenant ou sub-tenant, com filtros e paginação (`paymentsView.getAllPaymentsByTenants`, `paymentsView.getAllPaymentsBySubtenant`)\n- Gerenciamento de enrollments (cadastros de dispositivos)\n- Consulta de participantes\n- Gestão de **contas de recebimento** do subtenant (`createReceivingAccount`, `listReceivingAccounts`, `getReceivingAccount`, `updateReceivingAccount`, `deleteReceivingAccount`) e consulta de **identificadores bancários** (`getBankIdentifiers`, `getBankIdentifier`)\n- **Jornada otimizada (Linked Journey)**: criação de vínculo único de consentimento Data Link + enrollment (`createOptimizedBinding`), consulta de consentimento (`getConsentById`) e listagem de contas vinculadas por usuário (`getAccountsByUserId`), expostos via `linkedJourney`\n- Integração com FIDO2/WebAuthn para autenticação segura\n\n## 📦 Instalação\n\n```bash\nnpm install @lina-openx/web-lina-pay-sdk\n```\n\nou\n\n```bash\nyarn add @lina-openx/web-lina-pay-sdk\n```\n\nou\n\n```bash\npnpm add @lina-openx/web-lina-pay-sdk\n```\n\n## 🚀 Como Usar\n\n### Importação\n\n```typescript\nimport {\n configure,\n createConsent,\n createPaymentRequest,\n getPaymentRequest,\n cancelPaymentRequest,\n cancelPayment,\n listAllPaymentRequests,\n createPayment,\n createEnrollment,\n getEnrollmentList,\n revokeEnrollment,\n registerDevice,\n createPaymentWithEnrollment,\n getParticipants,\n createAutomaticPaymentRequest,\n getAutomaticPaymentRequest,\n createReceivingAccount,\n listReceivingAccounts,\n getReceivingAccount,\n updateReceivingAccount,\n deleteReceivingAccount,\n getBankIdentifiers,\n getBankIdentifier,\n linkedJourney,\n automaticPayments,\n paymentsView,\n LinaPayError\n} from '@lina-openx/web-lina-pay-sdk'\n\n// Funções de jornada otimizada (Linked Journey) são expostas via namespace:\n// linkedJourney.createOptimizedBinding(...)\n// linkedJourney.getConsentById(...)\n// linkedJourney.getAccountsByUserId(...)\n\n// Cancelamento e listagem de pagamento automático / recorrente são expostos apenas via namespace:\n// automaticPayments.cancelAutomaticPayment(...)\n// automaticPayments.cancelAutomaticPaymentRequest(...)\n// automaticPayments.listAllAutomaticPaymentRequestBySubtenant(...)\n// automaticPayments.listAllAutomaticPaymentRequests(...)\n\n// Consulta paginada de pagamentos é exposta apenas via namespace:\n// paymentsView.getAllPaymentsByTenants(...)\n// paymentsView.getAllPaymentsBySubtenant(...)\n```\n\n### Configuração Inicial\n\nAntes de usar o SDK, você pode configurar as URLs base para diferentes ambientes (homologação ou produção):\n\n```typescript\nimport { configure } from '@lina-openx/web-lina-pay-sdk'\n\n// Configurar para produção\nconfigure({\n iamBaseUrl: 'https://iam.linaob.com.br',\n apiBaseUrl: 'https://embedded-payment-manager.linaob.com.br'\n})\n\n// Configurar para homologação (padrão)\nconfigure({\n iamBaseUrl: 'https://iam.hml.linaob.com.br',\n apiBaseUrl: 'https://embedded-payment-manager.hml.linaob.com.br'\n})\n```\n\n## 📚 Métodos Disponíveis\n\n### 1. `configure(config: Partial)`\n\nConfigura as URLs base do SDK para diferentes ambientes.\n\n**Parâmetros:**\n- `config`: Objeto parcial com as configurações:\n - `iamBaseUrl` (string, opcional): URL base do serviço de IAM\n - `apiBaseUrl` (string, opcional): URL base da API de pagamentos\n\n**Exemplo:**\n```typescript\nconfigure({\n iamBaseUrl: 'https://iam.linaob.com.br',\n apiBaseUrl: 'https://embedded-payment-manager.linaob.com.br'\n})\n```\n\n---\n\n### 2. `createConsent(credentials, payload)`\n\nCria um consentimento de pagamento Open Finance.\n\n**Parâmetros:**\n- `credentials`: Objeto com credenciais do subtenant:\n - `subtenantId` (string): ID do subtenant\n - `subtenantSecret` (string): Secret do subtenant\n- `payload`: Objeto `CreateConsentRequest` com:\n - `organisationId` (string): ID da organização\n - `authorisationServerId` (string): ID do servidor de autorização\n - `payment` (objeto): Detalhes do pagamento\n - `redirectUri` (string, opcional): URI de redirecionamento\n - `platform` (string, opcional): Plataforma ('APP' | 'WEB')\n\n**Retorna:** `Promise` com `consentId` e `redirectUrl`\n\n**Exemplo:**\n```typescript\nconst consent = await createConsent(\n {\n subtenantId: 'seu-subtenant-id',\n subtenantSecret: 'seu-subtenant-secret'\n },\n {\n organisationId: 'c8f0bf49-4744-4933-8960-7add6e590841',\n authorisationServerId: 'c8f0bf49-4744-4933-8960-7add6e590841',\n payment: {\n redirectUri: 'https://exemplo.com/redirect',\n value: 1500.50,\n creditor: {\n name: 'João Silva',\n personType: 'PESSOA_NATURAL',\n cpfCnpj: '12345678901',\n accountNumber: '12345-6',\n accountIssuer: '0001',\n accountPixKey: 'joao@exemplo.com',\n accountIspb: '12345678',\n accountType: 'CACC'\n }\n },\n platform: 'WEB'\n }\n)\n\nconsole.log('Consent ID:', consent.consentId)\nconsole.log('Redirect URL:', consent.redirectUrl)\n```\n\n**Exemplo com agendamento:**\n```typescript\nconst consent = await createConsent(\n credentials,\n {\n organisationId: 'org-id',\n authorisationServerId: 'auth-id',\n payment: {\n redirectUri: 'https://exemplo.com/redirect',\n value: 100.00,\n creditor: { /* ... */ },\n schedule: {\n monthly: {\n dayOfMonth: 15,\n startDate: '2024-01-15',\n quantity: 12\n }\n }\n }\n }\n)\n```\n\n---\n\n### 3. `createPayment(credentials, payload)`\n\nCria um pagamento após o consentimento ser autorizado.\n\n**Parâmetros:**\n- `credentials`: Objeto com credenciais do subtenant\n- `payload`: Objeto `CreatePaymentRequest` com:\n - `state` (string): Estado do fluxo OAuth\n - `code` (string): Código de autorização\n - `idToken` (string): Token de identificação\n - `tenantId` (string): ID do tenant\n\n**Retorna:** `Promise` com detalhes do pagamento\n\n**Exemplo:**\n```typescript\nconst payment = await createPayment(\n {\n subtenantId: 'seu-subtenant-id',\n subtenantSecret: 'seu-subtenant-secret'\n },\n {\n state: 'rumUP',\n code: '1RDYVFQnPn721',\n idToken: 'eyJhbGciOiJQUzI1NiIsInR5cCI6IkpXVCJ9...',\n tenantId: 'tenant-id-123'\n }\n)\n\nconsole.log('Payment ID:', payment.id)\nconsole.log('Status:', payment.status)\nconsole.log('Value:', payment.value)\n```\n\n---\n\n### 4. `createPaymentRequest(credentials, payload)`\n\nCria uma **solicitação de pagamento** na API (`POST` no endpoint de payment request). O fluxo é distinto de `createPayment`: aqui você envia os dados do pagamento (valor, credor, URI de retorno etc.) e recebe um identificador e uma `redirectUri` para continuar o fluxo no ambiente da detentora. O token de acesso é obtido automaticamente a partir das credenciais do subtenant.\n\n**Parâmetros:**\n\n- `credentials`: objeto `LinaPayCredentials` (`subtenantId`, `subtenantSecret`)\n- `payload`: objeto `CreatePaymentRequestDTO` validado antes do envio:\n - `details` (string): descrição ou detalhes do pagamento\n - `redirectUri` (string): URL de redirecionamento após o fluxo\n - `cpfCnpj` (string): CPF ou CNPJ do pagador (formato livre; a API pode normalizar)\n - `value` (number): valor do pagamento\n - `creditor` (objeto): dados do favorecido, alinhados ao tipo `Creditor` do consentimento:\n - `name`, `personType` (`PESSOA_NATURAL` | `PESSOA_JURIDICA`), `cpfCnpj`, `accountNumber`, `accountIssuer`, `accountIspb`, `accountType` (`CACC` | `SLRY` | `SVGS` | `TRAN`)\n - `accountPixKey` (string, opcional)\n - `txId` (string ou array de strings, opcional): identificador(es) de transação Pix, se aplicável\n - `externalId` (string, opcional): identificador externo\n - `schedule` (objeto): na validação atual do SDK, a chave `schedule` deve estar presente; pode ser um objeto vazio `{}` ou conter **apenas um** dos tipos de agenda abaixo (campos internos conforme validação):\n - `single`: `{ date }` (data `YYYY-MM-DD`)\n - `daily`: `{ startDate, quantity }` (`quantity` numérico)\n - `weekly`: `{ startDate, quantity, dayOfWeek }` (`dayOfWeek`: `SEGUNDA_FEIRA` … `DOMINGO`)\n - `monthly`: `{ startDate, quantity, dayOfMonth }`\n - `custom`: `{ dates: string[], additionalInformation? }`\n\n**Retorna:** `Promise` com:\n\n- `id` (string): identificador da solicitação (use em `getPaymentRequest` ou no fluxo subsequente)\n- `redirectUri` (string): URI para seguir o fluxo de autorização/pagamento\n\n**Erros:** falhas de validação do payload resultam em `LinaPayError` com a mensagem `Invalid payload`. Erros HTTP e de rede seguem o mesmo padrão dos demais métodos do SDK.\n\n**Exemplo:**\n\n```typescript\nimport {\n createPaymentRequest,\n type CreatePaymentRequestDTO,\n type PaymentRequestCreated,\n} from '@lina-openx/web-lina-pay-sdk'\n\nconst result: PaymentRequestCreated = await createPaymentRequest(\n {\n subtenantId: 'seu-subtenant-id',\n subtenantSecret: 'seu-subtenant-secret',\n },\n {\n details: 'Pagamento de serviço',\n redirectUri: 'https://exemplo.com/retorno',\n cpfCnpj: '12345678901',\n value: 150.5,\n creditor: {\n name: 'Maria Souza',\n personType: 'PESSOA_NATURAL',\n cpfCnpj: '98765432100',\n accountNumber: '12345-6',\n accountIssuer: '0001',\n accountPixKey: 'maria@exemplo.com',\n accountIspb: '12345678',\n accountType: 'CACC',\n },\n schedule: {},\n } satisfies CreatePaymentRequestDTO,\n)\n\nconsole.log('ID da solicitação:', result.id)\nconsole.log('Redirect:', result.redirectUri)\n```\n\n**Exemplo com `txId` e agendamento único:**\n\n```typescript\nawait createPaymentRequest(credentials, {\n details: 'Pagamento agendado',\n txId: 'E123456782024...',\n redirectUri: 'https://exemplo.com/callback',\n cpfCnpj: '12345678901',\n value: 200,\n creditor: {\n /* ... */\n },\n schedule: {\n single: { date: '2026-02-15' },\n },\n})\n```\n\n---\n\n### 5. `getPaymentRequest(credentials, id)`\n\nConsulta os **detalhes de uma solicitação de pagamento** já criada. O SDK chama `GET` no endpoint de payment requests (`…/requests/:id`) com o token obtido automaticamente a partir das credenciais do subtenant.\n\n**Parâmetros:**\n\n- `credentials`: objeto `LinaPayCredentials` (`subtenantId`, `subtenantSecret`)\n- `id` (string): identificador da solicitação — em geral o mesmo `id` retornado por `createPaymentRequest`\n\n**Retorna:** `Promise` — o SDK devolve apenas o objeto `data` da resposta (sem o envelope `message` / `type`). Campos tipados pelo pacote:\n\n| Campo | Tipo | Descrição |\n|--------|------|-----------|\n| `id` | `string` | Identificador da solicitação |\n| `createDateTime` | `string` | ISO 8601 |\n| `lastChangedDateTime` | `string` | ISO 8601 |\n| `externalComment` | `string \\| null` | |\n| `externalId` | `string \\| null` | |\n| `cpfCnpj` | `string \\| null` | |\n| `redirectUri` | `string` | |\n| `tenantId` | `string` | |\n| `consentId` | `string \\| null` | |\n| `value` | `number` | |\n| `status` | `string` | |\n| `creditor` | objeto | `name`, `personType`, `cpfCnpj`, contas, `accountPixKey`, etc. |\n| `debitor` | objeto | `accountNumber`, `accountIssuer`, `accountIspb`, `accountType` |\n| `type` | `string \\| null` | |\n| `payments` | `PaymentRequestPaymentItem[]` | Itens/parcelas (`id`, `dueDate`, `status`, `txId`, etc.) |\n| `requestExpiresAt` | `string \\| null` | Opcional |\n| `businessCnpj` | `string \\| null` | Opcional |\n\nDatas vêm como **string** (JSON da API), não como `Date` em runtime.\n\n**Erros:** respostas HTTP de erro e falhas de rede propagam `LinaPayError`, como nos demais métodos.\n\n**Exemplo:**\n\n```typescript\nimport {\n createPaymentRequest,\n getPaymentRequest,\n type PaymentRequestData,\n} from '@lina-openx/web-lina-pay-sdk'\n\nconst created = await createPaymentRequest(credentials, payload)\n\nconst details: PaymentRequestData = await getPaymentRequest(credentials, created.id)\n\nconsole.log('Status:', details.status)\nconsole.log('Valor:', details.value)\nconsole.log('Redirect:', details.redirectUri)\n```\n\n---\n\n### 5.1 `cancelPaymentRequest(credentials, payload)`\n\nCancela uma **solicitação de pagamento** (e as respectivas parcelas/itens) a partir do seu **`consentId`**. O SDK chama `PATCH` em `{apiBaseUrl}/open-integration/consents/:consentId/payments/cancel` — note que este endpoint **não** usa o prefixo `/api/v1` usado pelos demais, e o `consentId` vai diretamente no path (sem `encodeURIComponent`).\n\n**Parâmetros:**\n\n- `credentials`: objeto `LinaPayCredentials` (`subtenantId`, `subtenantSecret`) ou `TokenCredentials` (`access_token`)\n- `payload`: objeto `CancelPaymentRequestPayload`:\n - `consentId` (string): identificador do consentimento (pode ser uma URN, ex.: `urn:raidiambank:payment-consent:...`)\n - `subTenantId` (string): enviado no header `subTenantId` da requisição (não é o mesmo campo de `LinaPayCredentials.subtenantId`)\n - `cpfCancelledBy` (string): CPF de quem solicitou o cancelamento\n\n**Retorna:** `Promise` — o SDK devolve apenas o objeto `data` da resposta, com os detalhes do pagamento após o cancelamento (`status: 'CANCELADO'`, `creditor`, `debitor`, `payments[]`, etc.)\n\n**Erros:** campos vazios em `payload` → `LinaPayError` com mensagem `Invalid payload`. Demais erros HTTP/rede seguem o padrão do SDK.\n\n**Exemplo:**\n\n```typescript\nimport { cancelPaymentRequest, type CancelPaymentResponse } from '@lina-openx/web-lina-pay-sdk'\n\nconst cancelled: CancelPaymentResponse = await cancelPaymentRequest(\n {\n subtenantId: 'seu-subtenant-id',\n subtenantSecret: 'seu-subtenant-secret',\n },\n {\n consentId: 'urn:raidiambank:payment-consent:8e2e32d4-de52-44dd-a947-50607fbd18fc',\n subTenantId: 'lina',\n cpfCancelledBy: '45684134866',\n },\n)\n\nconsole.log('Status:', cancelled.status)\n```\n\n---\n\n### 5.2 `cancelPayment(credentials, payload)`\n\nCancela um **pagamento** individual a partir do seu **`paymentId`** (em geral, o `externalPaymentId` de um item de `payments[]`). O SDK chama `PATCH` em `{apiBaseUrl}/api/v1/open-integration/payments/:paymentId/cancel` — sem o header `subTenantId` usado por `cancelPaymentRequest`.\n\n**Parâmetros:**\n\n- `credentials`: objeto `LinaPayCredentials` (`subtenantId`, `subtenantSecret`) ou `TokenCredentials` (`access_token`)\n- `payload`: objeto `CancelPaymentByIdPayload`:\n - `paymentId` (string): identificador do pagamento a cancelar\n - `cpfCancelledBy` (string): CPF de quem solicitou o cancelamento\n\n**Retorna:** `Promise` — objeto `data` da resposta, incluindo o campo adicional `localInstrument` (ausente em `CancelPaymentResponse`).\n\n**Erros:** campos vazios em `payload` → `LinaPayError` com mensagem `Invalid payload`. Demais erros HTTP/rede seguem o padrão do SDK.\n\n**Exemplo:**\n\n```typescript\nimport { cancelPayment, type CancelPaymentByIdResponse } from '@lina-openx/web-lina-pay-sdk'\n\nconst cancelled: CancelPaymentByIdResponse = await cancelPayment(\n {\n subtenantId: 'seu-subtenant-id',\n subtenantSecret: 'seu-subtenant-secret',\n },\n {\n paymentId: '0db6efbf-e4d5-4ca9-9498-401d6663efaf',\n cpfCancelledBy: '76109277673',\n },\n)\n\nconsole.log('Status:', cancelled.status)\n```\n\n---\n\n### 5.3 `listAllPaymentRequests(credentials, queryParams)`\n\nLista **solicitações de pagamento**, com filtros e paginação. O SDK chama `GET` em `{apiBaseUrl}/api/v1/payments/requests`. Resultados vêm ordenados por `createDateTime` **decrescente** (mais recentes primeiro).\n\n**Parâmetros:**\n\n- `credentials`: objeto `LinaPayCredentials` (`subtenantId`, `subtenantSecret`) ou `TokenCredentials` (`access_token`)\n- `queryParams`: objeto `ListAllPaymentRequestsQueryParams`:\n - `subTenantId` (string, opcional)\n - `cpfCnpj` (string, opcional) — filtra pelo CPF/CNPJ do debtor; quando informado, a API pode retornar resultados de mais de um sub-tenant\n - **`subTenantId` e `cpfCnpj` são individualmente opcionais, mas ao menos um dos dois deve ser informado** — a API rejeita a requisição se nenhum vier\n - `type` (`PaymentType[]`, opcional): CSV enviado como valor único (`NOW`, `SINGLE`, `DAILY`, `WEEKLY`, `MONTHLY`, `CUSTOM`)\n - `status` (`PaymentStatus[]`, opcional): CSV enviado como valor único (`PENDENTE`, `EM_PROCESSAMENTO`, `CONSUMIDO`, `EXPIRADO`, `CANCELADO`, `ERRO_NA_DETENTORA`, `ERRO`)\n - `bankName` (string, opcional): nome do banco do debtor, partial match\n - `startDate` / `endDate` (string, opcional): ISO 8601\n - `limitPerPage` (number, opcional)\n - `hasConsentId` (string, opcional): filtra por presença de `consentId`\n - `page` (number, opcional)\n\n**Retorna:** `Promise` — `{ data: PaymentRequestListItem[], meta: { totalRecords, totalPages } }`, sem o envelope `message`/`type`.\n\n**Erros:** `LinaPayError` com mensagem `subTenantId or cpfCnpj is required and cannot be empty` se nenhum dos dois for informado, ou `Invalid payload` se os demais query params não passarem na validação Zod.\n\n**Exemplo:**\n\n```typescript\nimport { listAllPaymentRequests, type ListAllPaymentRequestsResponse } from '@lina-openx/web-lina-pay-sdk'\n\n// Filtrando por sub-tenant\nconst bySubTenant: ListAllPaymentRequestsResponse = await listAllPaymentRequests(\n {\n subtenantId: 'seu-subtenant-id',\n subtenantSecret: 'seu-subtenant-secret',\n },\n {\n subTenantId: 'lina',\n status: ['PENDENTE', 'EM_PROCESSAMENTO'],\n startDate: '2026-07-01T00:00:00.000Z',\n endDate: '2026-07-20T00:00:00.000Z',\n limitPerPage: 10,\n page: 1,\n },\n)\nconsole.log('Total records:', bySubTenant.meta.totalRecords)\n\n// Filtrando por CPF/CNPJ do debtor, sem informar subTenantId\nconst byCpfCnpj = await listAllPaymentRequests(\n { access_token: 'seu-access-token' },\n { cpfCnpj: '12345678901' },\n)\nconsole.log('Payment requests:', byCpfCnpj.data)\n```\n\nTambém acessível via `payments.listAllPaymentRequests(...)`.\n\n---\n\n### 6. `createEnrollment(credentials, payload)`\n\nCria um enrollment (cadastro de dispositivo) para pagamentos recorrentes com autenticação FIDO2.\n\n**Parâmetros:**\n- `credentials`: Objeto com credenciais do subtenant\n- `payload`: Objeto `CreateEnrollmentRequest` com:\n - `organisationId` (string): ID da organização\n - `authorisationServerId` (string): ID do servidor de autorização\n - `enrollment` (objeto): Detalhes do enrollment\n - `redirectUri` (string): URI de redirecionamento\n - `paymentId` (string, opcional): ID do pagamento relacionado\n\n**Retorna:** `Promise` com `consentId` e `redirectUrl`\n\n**Exemplo:**\n```typescript\nconst enrollment = await createEnrollment(\n {\n subtenantId: 'seu-subtenant-id',\n subtenantSecret: 'seu-subtenant-secret'\n },\n {\n organisationId: 'c8f0bf49-4744-4933-8960-7add6e590841',\n authorisationServerId: 'c8f0bf49-4744-4933-8960-7add6e590841',\n enrollment: {\n deviceName: 'Meu Dispositivo',\n document: '12345678901', // CPF sem formatação\n debtor: {\n accountIspb: '00000000',\n accountIssuer: '2558',\n accountNumber: '5271110',\n accountType: 'CACC'\n }\n },\n redirectUri: 'https://exemplo.com/redirect'\n }\n)\n\nconsole.log('Enrollment Consent ID:', enrollment.consentId)\n```\n\n---\n\n### 7. `registerDevice(credentials, payload)`\n\nRegistra um dispositivo após o callback do enrollment, validando e processando o registro FIDO2.\n\n**Parâmetros:**\n- `credentials`: Objeto com credenciais do subtenant\n- `payload`: Objeto `RegisterDeviceRequest` com:\n - `state` (string): Estado do fluxo OAuth\n - `code` (string): Código de autorização\n - `idToken` (string): Token de identificação\n - `tenantId` (string): ID do tenant\n - `platform` (string): Plataforma ('ANDROID' | 'IOS' | 'WEB' | 'BROWSER' | 'CROSS_PLATFORM')\n - `rp` (string, opcional): Relying Party identifier\n\n**Retorna:** `Promise` com detalhes do enrollment registrado\n\n**Exemplo:**\n```typescript\nconst enrollment = await registerDevice(\n {\n subtenantId: 'seu-subtenant-id',\n subtenantSecret: 'seu-subtenant-secret'\n },\n {\n state: 'rumUP',\n code: '1RDYVFQnPn721',\n idToken: 'eyJhbGciOiJQUzI1NiIsInR5cCI6IkpXVCJ9...',\n tenantId: 'tenant-id-123',\n platform: 'WEB'\n }\n)\n\nconsole.log('Enrollment ID:', enrollment.id)\nconsole.log('Device Name:', enrollment.deviceName)\n```\n\n---\n\n### 8. `getEnrollmentList(credentials, cpf, options?)`\n\nObtém a lista de enrollments registrados para um CPF.\n\n**Parâmetros:**\n- `credentials`: Objeto com credenciais do subtenant\n- `cpf` (string): CPF do usuário (com ou sem formatação)\n- `options` (`GetEnrollmentListOptions`, opcional):\n - `cnpj` (string, opcional): CNPJ do banco/instituição a filtrar\n - `permission` (string, opcional): permissão a filtrar (ex.: `RECURRING_PAYMENTS_VIEW`)\n - `bankName` (string, opcional): busca por nome do banco (detentora), parcial/case-insensitive\n - `status` (string[], opcional): statuses a incluir na busca; se omitido, o EPM usa `['AUTHORISED']`\n - `subTenantId` (string, opcional): enviado como header `subTenantId` — necessário quando as credenciais são de nível tenant/admin, não escopadas a um único sub-tenant\n - `deviceId` (string | null, opcional): se omitido, o SDK detecta o dispositivo atual (`DeviceUUID`) e o EPM só retorna enrollments criados naquele dispositivo; passe `null` explicitamente pra listar os vínculos de todos os dispositivos (uso típico em chamadas feitas por um servidor/BFF)\n\n**Retorna:** `Promise` — `{ id, username, subTenant, enrollments: Enrollment[] }`. Cada item de `enrollments` é um `Enrollment` (ver seção de tipos abaixo); note que `expirationDateTime` é o valor persistido pelo EPM na última vez que o detalhe desse enrollment foi consultado (`getEnrollment`) — vem `null` pra um enrollment cujo detalhe nunca foi aberto.\n\n**Exemplo:**\n```typescript\nconst { enrollments } = await getEnrollmentList(\n {\n subtenantId: 'seu-subtenant-id',\n subtenantSecret: 'seu-subtenant-secret'\n },\n '12345678901',\n { status: ['AUTHORISED', 'REVOKED', 'REJECTED'], deviceId: null }\n)\n\nconsole.log('Total de enrollments:', enrollments.length)\nenrollments.forEach(enrollment => {\n console.log(`- ${enrollment.enrollmentId} (status: ${enrollment.status}, expira em: ${enrollment.expirationDateTime})`)\n})\n```\n\n---\n\n### 8.1 `getEnrollment(credentials, enrollmentId, subTenantId?)`\n\nConsulta um enrollment específico pelo seu ID, retornando também informações que só essa rota expõe: o consentimento de dados (Data Link/JO) eventualmente vinculado e os pagamentos automáticos associados.\n\n**Parâmetros:**\n- `credentials`: Objeto com credenciais do subtenant\n- `enrollmentId` (string): ID do enrollment\n- `subTenantId` (string, opcional): enviado como header `subTenantId` — mesma ressalva de `getEnrollmentList`\n\n**Retorna:** `Promise` — o enrollment (`Enrollment`) com os campos adicionais `dataConsentId`, `dataUserId` e `hasAutomaticPaymentRequest` (booleano que indica se existe algum Pix Automático vinculado ao enrollment)\n\n**Exemplo:**\n```typescript\nconst enrollment = await getEnrollment(\n {\n subtenantId: 'seu-subtenant-id',\n subtenantSecret: 'seu-subtenant-secret'\n },\n 'urn:raidiambank:enrollment:xxx'\n)\n\nconsole.log(enrollment.status, enrollment.dataConsentId, enrollment.hasAutomaticPaymentRequest)\n```\n\n---\n\n### 9. `revokeEnrollment(credentials, enrollmentId, options?)`\n\nRevoga (remove) um enrollment específico.\n\n**Parâmetros:**\n- `credentials`: Objeto com credenciais do subtenant\n- `enrollmentId` (string): ID do enrollment a ser revogado\n- `options` (`RevokeEnrollmentOptions`, opcional):\n - `cancelDataConsent` (boolean, opcional): se `true` e o vínculo tiver um consentimento de dados (JO), cancela esse consentimento depois que a revogação do enrollment tiver sucesso\n - `subTenantId` (string, opcional): enviado como header `subTenantId` — mesma ressalva de `getEnrollmentList`\n\n**Retorna:** `Promise` — `data` é um `RevokeEnrollmentResult`, com `enrollmentRevoked` (boolean) e `dataConsentCancelled` (boolean | null; `null` quando `cancelDataConsent` não foi pedido ou o vínculo não tinha JO)\n\n**Exemplo:**\n```typescript\nconst result = await revokeEnrollment(\n {\n subtenantId: 'seu-subtenant-id',\n subtenantSecret: 'seu-subtenant-secret'\n },\n '1728979312391739',\n { cancelDataConsent: true }\n)\n\nconsole.log('Enrollment revogado:', result.data.enrollmentRevoked)\nconsole.log('Consentimento de dados cancelado:', result.data.dataConsentCancelled)\n```\n\n---\n\n### 9.1 `cancelDataConsent(credentials, enrollmentId, subTenantId?)`\n\nCancela apenas o consentimento de dados (Data Link/JO) vinculado a um enrollment, mantendo o enrollment (JSR) em si ativo e disponível para novos pagamentos.\n\n**Parâmetros:**\n- `credentials`: Objeto com credenciais do subtenant\n- `enrollmentId` (string): ID do enrollment cujo consentimento de dados será cancelado\n- `subTenantId` (string, opcional): enviado como header `subTenantId` — mesma ressalva de `getEnrollmentList`\n\n**Retorna:** `Promise` — `data` é um `CancelDataConsentResult`, com `dataConsentCancelled` (boolean)\n\n**Exemplo:**\n```typescript\nconst result = await cancelDataConsent(\n {\n subtenantId: 'seu-subtenant-id',\n subtenantSecret: 'seu-subtenant-secret'\n },\n 'urn:raidiambank:enrollment:xxx'\n)\n\nconsole.log('Consentimento de dados cancelado:', result.data.dataConsentCancelled)\n```\n\n---\n\n### 10. `createPaymentWithEnrollment(credentials, payload)`\n\nCria um pagamento usando um enrollment existente (pagamento recorrente com autenticação FIDO2).\n\n**Parâmetros:**\n- `credentials`: Objeto com credenciais do subtenant\n- `payload`: Objeto `PaymentWithEnrollmentRequest` com:\n - `enrollmentId` (string): ID do enrollment\n - `organisationId` (string): ID da organização\n - `authorisationServerId` (string): ID do servidor de autorização\n - `payment` (objeto): Detalhes do pagamento\n - `fidoSignOptions` (objeto): Opções de assinatura FIDO2\n - `paymentId` (string, opcional): ID do pagamento relacionado\n\n**Retorna:** `Promise` com detalhes do pagamento criado\n\n**Exemplo:**\n```typescript\nconst payment = await createPaymentWithEnrollment(\n {\n subtenantId: 'seu-subtenant-id',\n subtenantSecret: 'seu-subtenant-secret'\n },\n {\n enrollmentId: 'enrollment-id-123',\n organisationId: 'c8f0bf49-4744-4933-8960-7add6e590841',\n authorisationServerId: 'c8f0bf49-4744-4933-8960-7add6e590841',\n payment: {\n redirectUri: 'https://exemplo.com/redirect',\n value: 1500.50,\n creditor: {\n name: 'João Silva',\n personType: 'PESSOA_NATURAL',\n cpfCnpj: '12345678901',\n accountNumber: '12345-6',\n accountIssuer: '0001',\n accountPixKey: 'joao@exemplo.com',\n accountIspb: '12345678',\n accountType: 'CACC'\n }\n },\n fidoSignOptions: {\n rp: 'relying-party-id',\n platform: 'WEB'\n }\n }\n)\n\nconsole.log('Payment ID:', payment.id)\nconsole.log('Status:', payment.status)\n```\n\n---\n\n### 11. `getParticipants(credentials)`\n\nObtém a lista de participantes (bancos) registrados na plataforma Lina Open Finance.\n\n**Parâmetros:**\n- `credentials`: Objeto com credenciais do subtenant\n\n**Retorna:** `Promise` com array de participantes\n\n**Exemplo:**\n```typescript\nconst participants = await getParticipants({\n subtenantId: 'seu-subtenant-id',\n subtenantSecret: 'seu-subtenant-secret'\n})\n\nconsole.log('Participantes disponíveis:')\nparticipants.forEach(participant => {\n console.log(`- ${participant.name} (ISPB: ${participant.ispb})`)\n})\n```\n\n---\n\n### 12. Pagamento automático / recorrente\n\nFluxos de **criação** e **consulta** de solicitação de pagamento automático (consentimento recorrente). Ambos aceitam o mesmo parâmetro **`credentials`**, com duas formas de autenticação:\n\n1. **`LinaPayCredentials`** — `subtenantId` e `subtenantSecret`: o SDK chama o IAM (`client_credentials`), usa cache de token quando aplicável e envia `Authorization: Bearer …`.\n2. **`TokenCredentials`** — apenas `{ access_token: string }`: o SDK **não** chama o IAM; usa o valor como Bearer nas requisições (útil quando o access token já foi obtido por outro fluxo ou serviço).\n\nOs tipos são **mutuamente exclusivos** (`TokenCredentials` em `auth.types.ts` impede `subtenantId`/`subtenantSecret` no mesmo objeto tipado).\n\n---\n\n#### 12.1 `createAutomaticPaymentRequest(credentials, payload)`\n\nCria uma **solicitação de pagamento automático / recorrente** (consentimento recorrente com configuração **automática** ou de **varredura**). O SDK valida o payload com Zod e envia `POST` para o mesmo endpoint base de pagamentos usado por outras operações de payment request (`apiBaseUrl` configurada + rota de pagamentos). A resposta exposta pelo SDK é apenas o objeto `data` retornado pela API.\n\n**Parâmetros:**\n\n- `credentials`: **`LinaPayCredentials`** ou **`TokenCredentials`** (ver introdução do §12)\n- `payload`: objeto `CreateAutomaticPaymentRequest` (inferido do schema Zod em `automatic-payment.utils`), em resumo:\n - **`redirectUri`** (string): URI de retorno do fluxo (campo no topo do payload; alinhado à API / Open Finance)\n - **`recurringConsent`** (objeto):\n - `loggedUser.document`: `rel` (`CPF` | `CNPJ`) e `identification` (string)\n - **`businessEntity`** (opcional): `document` com `rel: 'CNPJ'` e `identification`\n - `creditors`: array de `{ name, personType ('PESSOA_NATURAL' | 'PESSOA_JURIDICA'), cpfCnpj }`\n - `additionalInformation` (string, opcional)\n - `debtorAccount` (opcional): `ispb`, `issuer`, `number`, `accountType` (`CACC` | `SLRY` | `SVGS` | `TRAN`)\n - `recurringConfiguration`: **exatamente um** dos ramos:\n - **`automatic`**: `contractId`, `interval` (`SEMANAL` | `MENSAL` | `ANUAL` | `SEMESTRAL`), `referenceStartDate`, `contractDebtor` (`name`, `document`), opcionais `fixedAmount`, `minimumVariableAmount`, `maximumVariableAmount`, `isRetryAccepted`, e **obrigatório pelo menos um** entre **`firstPayment`** (Pix: `type`, `date`, `currency`, `amount`, `remittanceInformation`, `creditorAccount`) **ou** **`paymentConfig`** (`amount`, `remittanceInformation`, `creditorAccount`) — validação customizada no schema\n - **`sweeping`**: `totalAllowedAmount`, `transactionLimit`, `periodicLimits` (objeto com **apenas um** de `day` | `week` | `month` | `year`, cada um com `quantityLimit` e `transactionLimit`), `startDateTime`\n - `canBeAutomaticallyRevoked` (boolean, opcional)\n\n**Retorna:** `Promise` com:\n\n- `redirectUrl` (string)\n- `paymentRequestId` (string)\n\n**Erros:** payload inválido → `LinaPayError` com mensagem `Invalid payload`. Demais erros HTTP/rede seguem o padrão do SDK.\n\n**Exemplo (configuração automática simplificada):**\n\n```typescript\nimport {\n createAutomaticPaymentRequest,\n type CreateAutomaticPaymentRequest,\n type AutomaticPaymentRequestCreated,\n} from '@lina-openx/web-lina-pay-sdk'\n\nconst result: AutomaticPaymentRequestCreated = await createAutomaticPaymentRequest(\n {\n subtenantId: 'seu-subtenant-id',\n subtenantSecret: 'seu-subtenant-secret',\n },\n {\n redirectUri: 'https://exemplo.com/retorno',\n recurringConsent: {\n loggedUser: {\n document: { rel: 'CPF', identification: '12345678901' },\n },\n creditors: [\n {\n name: 'Acme Ltda',\n personType: 'PESSOA_JURIDICA',\n cpfCnpj: '12345678000199',\n },\n ],\n recurringConfiguration: {\n automatic: {\n contractId: 'CTR-001',\n interval: 'MENSAL',\n referenceStartDate: '2026-01-01',\n contractDebtor: {\n name: 'Maria',\n document: { identification: '12345678901', rel: 'CPF' },\n },\n paymentConfig: {\n amount: '150.00',\n remittanceInformation: 'Mensalidade',\n creditorAccount: {\n ispb: '00000000',\n issuer: '0001',\n number: '123456',\n accountType: 'CACC',\n },\n },\n },\n },\n },\n } satisfies CreateAutomaticPaymentRequest,\n)\n\nconsole.log('ID:', result.paymentRequestId)\nconsole.log('Redirect:', result.redirectUrl)\n```\n\n**Exemplo com token direto:**\n\n```typescript\nimport {\n createAutomaticPaymentRequest,\n type CreateAutomaticPaymentRequest,\n type TokenCredentials,\n} from '@lina-openx/web-lina-pay-sdk'\n\nconst tokenAuth: TokenCredentials = {\n access_token: await myApp.getEmbeddedPaymentAccessToken(),\n}\n\nawait createAutomaticPaymentRequest(\n tokenAuth,\n {\n redirectUri: 'https://exemplo.com/retorno',\n recurringConsent: {\n /* ... mesmo formato do exemplo principal §12.1 (incl. firstPayment ou paymentConfig no ramo automatic) */\n },\n } satisfies CreateAutomaticPaymentRequest,\n)\n```\n\n---\n\n#### 12.2 `getAutomaticPaymentRequest(credentials, payload)`\n\nConsulta os **detalhes** de uma solicitação de pagamento automático já criada.\n\n**Parâmetros:**\n\n- `credentials`: **`LinaPayCredentials`** ou **`TokenCredentials`** (igual ao §12.1)\n- `payload`: objeto **`GetAutomaticPaymentRequest`** com `paymentRequestId` (string não vazia; em geral o valor de `AutomaticPaymentRequestCreated.paymentRequestId` após a criação)\n\n**HTTP:** `GET` em `…/payments/request/:paymentRequestId` (sobre a base `PAYMENTS_REQUEST` configurada).\n\n**Retorna:** `Promise` — conteúdo de `data` da API (estrutura ampla: status, consentimento, credores, configurações recorrentes, `automaticPayments`, `subTenant`, etc.; ver `src/types/automatic-payment.types.ts`).\n\n**Erros:** `paymentRequestId` inválido ou vazio → `LinaPayError` **`Invalid payload`**. Demais erros HTTP/rede como nos outros métodos.\n\n**Exemplo:**\n\n```typescript\nimport {\n createAutomaticPaymentRequest,\n getAutomaticPaymentRequest,\n type AutomaticPaymentRequestCreated,\n type AutomaticPaymentRequest,\n} from '@lina-openx/web-lina-pay-sdk'\n\nconst created: AutomaticPaymentRequestCreated = await createAutomaticPaymentRequest(credentials, payload)\nconst details: AutomaticPaymentRequest = await getAutomaticPaymentRequest(credentials, {\n paymentRequestId: created.paymentRequestId,\n})\nconsole.log(details.status, details.redirectUri)\n```\n\n---\n\n#### 12.3 `automaticPayments.cancelAutomaticPayment(credentials, payload)`\n\nCancela um **pagamento recorrente** (uma ocorrência dentro de uma solicitação de pagamento automático) pelo seu **`recurringPaymentId`**. Diferente de `createAutomaticPaymentRequest` / `getAutomaticPaymentRequest`, esta função **não** tem export individual — só existe como propriedade do namespace **`automaticPayments`**.\n\n**HTTP:** `PATCH …/automatic-payments/recurring-payments/:recurringPaymentId`, com o header `subTenantId` e corpo `{ cpfCancelledBy }`.\n\n**Parâmetros:**\n\n- `credentials`: **`LinaPayCredentials`** ou **`TokenCredentials`** (mesmo union do §12)\n- `payload`: objeto `CancelAutomaticPaymentPayload`:\n - `recurringPaymentId` (string): identificador do pagamento recorrente a cancelar\n - `subTenantId` (string): enviado no header `subTenantId` da requisição\n - `cpfCancelledBy` (string): CPF de quem solicitou o cancelamento\n\n**Retorna:** `Promise` — **sem** o envelope `data`/`message`/`type` usado pelos demais métodos deste SDK (a API devolve o objeto diretamente). Inclui o objeto aninhado `automaticPaymentRequest` com um resumo da solicitação (sem `creditors`/`recurringConfiguration*`/`automaticPayments`, presentes apenas em `AutomaticPaymentRequest`).\n\n**Erros:** campos vazios em `payload` → `LinaPayError` com mensagem `Invalid payload`. Demais erros HTTP/rede seguem o padrão do SDK.\n\n**Exemplo:**\n\n```typescript\nimport { automaticPayments, type CancelAutomaticPaymentResponse } from '@lina-openx/web-lina-pay-sdk'\n\nconst cancelled: CancelAutomaticPaymentResponse = await automaticPayments.cancelAutomaticPayment(\n {\n subtenantId: 'seu-subtenant-id',\n subtenantSecret: 'seu-subtenant-secret',\n },\n {\n recurringPaymentId: 'f9ebbabd-4340-4249-adb5-28cbf8ad8375',\n subTenantId: 'lina',\n cpfCancelledBy: '76109277673',\n },\n)\n\nconsole.log('Status:', cancelled.status)\n```\n\n---\n\n#### 12.4 `automaticPayments.cancelAutomaticPaymentRequest(credentials, payload)`\n\nRevoga o **consentimento recorrente** inteiro (cancelando os pagamentos automáticos futuros) pelo seu **`consentId`**. Assim como `cancelAutomaticPayment`, só existe no namespace **`automaticPayments`**.\n\n**HTTP:** `PATCH …/automatic-payments/recurring-consents/:consentId` (`consentId` codificado com `encodeURIComponent`, pois é uma URN com `:`), corpo `{ status: 'REVOKED', revocation }`. O SDK preenche `status: 'REVOKED'` automaticamente — só é preciso informar `revocation`.\n\n**Parâmetros:**\n\n- `credentials`: **`LinaPayCredentials`** ou **`TokenCredentials`** (mesmo union do §12)\n- `payload`: objeto `CancelAutomaticPaymentRequestPayload`:\n - `consentId` (string): identificador do consentimento recorrente (URN)\n - `revocation` (objeto `CancelAutomaticPaymentRequestRevocation`):\n - `revokedBy` (string): quem revogou (ex.: `USUARIO`)\n - `revokedFrom` (string): origem da revogação (ex.: `INICIADORA`)\n - `revokedAt` (string): data/hora ISO 8601 da revogação\n - `reason`: `{ code, detail }` — motivo da revogação\n\n**Retorna:** `Promise` — objeto `data` da resposta, no mesmo formato de `AutomaticPaymentRequest` (§12.2), porém **sem** os campos `subTenant` e `automaticPayments` (não retornados por este endpoint).\n\n**Erros:** payload inválido → `LinaPayError` com mensagem `Invalid payload`. Demais erros HTTP/rede seguem o padrão do SDK.\n\n**Exemplo:**\n\n```typescript\nimport { automaticPayments, type CancelAutomaticPaymentRequestResponse } from '@lina-openx/web-lina-pay-sdk'\n\nconst revoked: CancelAutomaticPaymentRequestResponse = await automaticPayments.cancelAutomaticPaymentRequest(\n {\n subtenantId: 'seu-subtenant-id',\n subtenantSecret: 'seu-subtenant-secret',\n },\n {\n consentId: 'urn:raidiambank:payment-consent:209571f8-fbb7-43d7-8c39-4746edfbf52b',\n revocation: {\n revokedBy: 'USUARIO',\n revokedFrom: 'INICIADORA',\n revokedAt: new Date().toISOString(),\n reason: {\n code: 'REVOGADO_USUARIO',\n detail: 'O usuário pagador revogou a recorrência do consentimento;',\n },\n },\n },\n)\n\nconsole.log('Status do consentimento:', revoked.consentStatus)\n```\n\n---\n\n#### 12.5 `automaticPayments.listAllAutomaticPaymentRequestBySubtenant(credentials, subTenantId, queryParams?)`\n\nLista as solicitações de pagamento automático / recorrente de um sub-tenant, com filtros e paginação opcionais. Diferente de `createAutomaticPaymentRequest` / `getAutomaticPaymentRequest`, esta função **não** tem export individual — só existe como propriedade do namespace **`automaticPayments`**.\n\n**HTTP:** `GET …/automatic-payments/sub-tenants/:subTenantId`. Resultados vêm ordenados por `createDateTime` **decrescente** (mais recentes primeiro).\n\n**Parâmetros:**\n\n- `credentials`: **`LinaPayCredentials`** ou **`TokenCredentials`** (mesmo union do §12)\n- `subTenantId` (string): identificador do sub-tenant (parâmetro de rota)\n- `queryParams` (opcional): objeto `GetAutomaticPaymentsBySubTenantQueryParams` — todos os campos são opcionais: `debtorDocument`, `status` (CSV, aceita atalhos `ACTIVE`/`INACTIVE` além de valores de `consentStatus`), `consentStatus`, `startDate`/`endDate`, `debitorName`, `creditorDocument`/`creditorName`, `paymentRequestId`, `minAmount`/`maxAmount`, `fixedAmount`, `bankName`, `term`, `isExpired`, `aggregatePayments`, `pageSize`, `pageIndex`\n\nSem `queryParams`, a API retorna os primeiros 10 registros (`pageSize=10`, `pageIndex=0`) de todos os payment requests daquele sub-tenant, sem nenhum filtro.\n\n**Retorna:** `Promise` — `{ data: AutomaticPaymentListItem[], meta: { totalRecords, totalPages } }`, sem o envelope `message`/`type`.\n\n**Erros:** `LinaPayError` com mensagem `subTenantId is required and cannot be empty` se `subTenantId` for vazio, ou `Invalid payload` se `queryParams` não passar na validação Zod.\n\n**Exemplo:**\n\n```typescript\nimport { automaticPayments } from '@lina-openx/web-lina-pay-sdk'\n\nconst result = await automaticPayments.listAllAutomaticPaymentRequestBySubtenant(\n {\n subtenantId: 'seu-subtenant-id',\n subtenantSecret: 'seu-subtenant-secret',\n },\n 'abc-123',\n {\n status: ['ACTIVE'],\n startDate: '2026-07-01T00:00:00.000Z',\n endDate: '2026-07-20T00:00:00.000Z',\n pageSize: 10,\n pageIndex: 0,\n },\n)\nconsole.log('Total records:', result.meta.totalRecords)\nconsole.log('Payment requests:', result.data)\n```\n\n---\n\n#### 12.6 `automaticPayments.listAllAutomaticPaymentRequests(credentials, queryParams?)`\n\nLista as solicitações de pagamento automático / recorrente **sem** exigir `subTenantId` no path — diferente de **`listAllAutomaticPaymentRequestBySubtenant`** (§12.5), que exige o sub-tenant como parâmetro de rota. Também só existe no namespace **`automaticPayments`**.\n\n**HTTP:** `GET …/automatic-payments/requests`. Resultados vêm ordenados por `createDateTime` **decrescente** (mais recentes primeiro).\n\nCallers **admin** ignoram `queryParams.subTenantId` (se enviado) e recebem resultados de **todos** os sub-tenants. Callers não-admin ficam restritos ao sub-tenant resolvido a partir do próprio token; `queryParams.subTenantId` (enviado como **header**, não como query string) só é considerado nesse caso como fallback.\n\n**Parâmetros:**\n\n- `credentials`: **`LinaPayCredentials`** ou **`TokenCredentials`** (mesmo union do §12)\n- `queryParams` (opcional): objeto `ListAllAutomaticPaymentRequestsQueryParams` — mesmos filtros de `GetAutomaticPaymentsBySubTenantQueryParams` (§12.5), mais `subTenantId` opcional, `withConsent` (string, opcional) e `hasConsentId` (string, opcional)\n\nSem `queryParams`, a API retorna os primeiros 10 registros (`pageSize=10`, `pageIndex=0`) do escopo resolvido (todos os sub-tenants para admin; o sub-tenant do token para os demais), sem nenhum filtro adicional.\n\n**Retorna:** `Promise` — mesmo formato de `ListAutomaticPaymentRequestsBySubtenantResponse` (`{ data: AutomaticPaymentListItem[], meta: { totalRecords, totalPages } }`), sem o envelope `message`/`type`.\n\n**Erros:** `LinaPayError` com mensagem `Invalid payload` se `queryParams` não passar na validação Zod. Diferente de `listAllAutomaticPaymentRequestBySubtenant`, não há campo obrigatório — a API decide o escopo sem exigir nada do lado do cliente.\n\n**Exemplo:**\n\n```typescript\nimport { automaticPayments } from '@lina-openx/web-lina-pay-sdk'\n\n// Admin: cross-tenant, filtrando por CPF do debtor\nconst result = await automaticPayments.listAllAutomaticPaymentRequests(\n { access_token: 'admin-access-token' },\n {\n debtorDocument: '12345678901',\n pageSize: 10,\n pageIndex: 0,\n },\n)\nconsole.log('Total records:', result.meta.totalRecords)\nconsole.log('Payment requests:', result.data)\n```\n\n---\n\n### 13. Contas de recebimento (`sub-tenants-accounts`)\n\nO SDK expõe **cinco** métodos para **contas de recebimento** e **dois** para **identificadores bancários** na API `apiBaseUrl` + `/api/v1/sub-tenants-accounts`. O token pode ser obtido com **`LinaPayCredentials`** (`subtenantId` / `subtenantSecret` no IAM) ou passado diretamente como **`TokenCredentials`** (`access_token`), como nos demais controllers. Nos payloads de contas, **`subTenantId`** é o identificador usado **na URL** da API de contas (segmento `:subTenantId`); pode coincidir ou não com o `subtenantId` das credenciais, conforme o modelo da sua integração.\n\nValidação de entrada: **Zod** nos utilitários `receiving-accounts.utils`; falha → `LinaPayError` **`Invalid payload`**. Em caso de sucesso, o SDK devolve o conteúdo de **`data`** da resposta JSON da API (tipado como **`ReceivingAccount`**, **`ReceivingAccount[]`**, **`BankIdentifier`** ou **`BankIdentifier[]`**, conforme o método).\n\n---\n\n#### 13.1 `createReceivingAccount(credentials, payload)`\n\n**Parâmetros:**\n\n- `credentials`: `LinaPayCredentials` | `TokenCredentials`\n- `payload`: `CreateReceivingAccountRequest`\n - `subTenantId` (string): id na rota da API de contas\n - `account`: `bankIspb`, `agency`, `accountNumber`, `accountType` (`CACC` | `SLRY` | `SVGS` | `TRAN`), `holderName`, `holderDocument`\n\n**HTTP:** `POST …/:subTenantId/receiving-accounts` — corpo enviado = apenas **`account`** (objeto).\n\n**Retorna:** `Promise`\n\n**Exemplo:**\n\n```typescript\nimport { createReceivingAccount, type CreateReceivingAccountRequest } from '@lina-openx/web-lina-pay-sdk'\n\nconst created = await createReceivingAccount(credentials, {\n subTenantId: 'id-na-rota',\n account: {\n bankIspb: '00000000',\n agency: '0001',\n accountNumber: '12345-6',\n accountType: 'CACC',\n holderName: 'Loja Exemplo',\n holderDocument: '12345678000199',\n },\n} satisfies CreateReceivingAccountRequest)\n\nconsole.log(created.id, created.createdAt)\n```\n\n---\n\n#### 13.2 `listReceivingAccounts(credentials, payload)`\n\n**Parâmetros:**\n\n- `credentials`: `LinaPayCredentials` | `TokenCredentials`\n- `payload`: `{ subTenantId: string }` (tipo `BaseReceivingAccountRequest` sem `accountId`)\n\n**HTTP:** `GET …/:subTenantId/receiving-accounts`\n\n**Retorna:** `Promise`\n\n---\n\n#### 13.3 `getReceivingAccount(credentials, payload)`\n\n**Parâmetros:**\n\n- `credentials`: `LinaPayCredentials` | `TokenCredentials`\n- `payload`: `subTenantId` e **`accountId`** (obrigatório)\n\n**HTTP:** `GET …/:subTenantId/:accountId`\n\n**Retorna:** `Promise`\n\n---\n\n#### 13.4 `updateReceivingAccount(credentials, payload)`\n\n**Parâmetros:**\n\n- `credentials`: `LinaPayCredentials` | `TokenCredentials`\n- `payload`: `UpdateReceivingAccountRequest` — `subTenantId`, `accountId`, `account` com campos **opcionais** (parcial sobre o mesmo formato da conta)\n\n**HTTP:** `PATCH …/:subTenantId/:accountId` — corpo atual = **`JSON.stringify(payload)`** (objeto completo do payload).\n\n**Retorna:** `Promise`\n\n---\n\n#### 13.5 `deleteReceivingAccount(credentials, payload)`\n\n**Parâmetros:**\n\n- `credentials`: `LinaPayCredentials` | `TokenCredentials`\n- `payload`: `subTenantId` e **`accountId`** (obrigatório)\n\n**HTTP:** `DELETE …/:subTenantId/:accountId`\n\n**Retorna:** `Promise` (conteúdo de `data` conforme contrato da API)\n\n---\n\n#### 13.6 `getBankIdentifiers(credentials, payload)`\n\n**Parâmetros:**\n\n- `credentials`: `LinaPayCredentials` | `TokenCredentials`\n- `payload`: `GetBankIdentifiersRequest` — `search` e `limit` **opcionais** (strings; só são enviados na query quando não vazios)\n\n**HTTP:** `GET …/sub-tenants-accounts/bank-identifiers` com query opcional `search`, `limit`\n\n**Retorna:** `Promise`\n\n**Exemplo:**\n\n```typescript\nimport { getBankIdentifiers, type GetBankIdentifiersRequest } from '@lina-openx/web-lina-pay-sdk'\n\nconst list = await getBankIdentifiers(credentials, {\n search: 'Ita',\n limit: '20',\n} satisfies GetBankIdentifiersRequest)\nconsole.log(list.map((b) => b.ispb))\n```\n\n---\n\n#### 13.7 `getBankIdentifier(credentials, payload)`\n\n**Parâmetros:**\n\n- `credentials`: `LinaPayCredentials` | `TokenCredentials`\n- `payload`: `GetBankIdentifierRequest` — **`bankIspb`** (string não vazia; codificado na URL)\n\n**HTTP:** `GET …/sub-tenants-accounts/bank-identifiers/:bankIspb`\n\n**Retorna:** `Promise`\n\n**Exemplo:**\n\n```typescript\nimport { getBankIdentifier, type GetBankIdentifierRequest } from '@lina-openx/web-lina-pay-sdk'\n\nconst bank = await getBankIdentifier(credentials, { bankIspb: '60701190' } satisfies GetBankIdentifierRequest)\nconsole.log(bank.name, bank.ispb)\n```\n\n---\n\n### 14. Jornada Otimizada (`linkedJourney`)\n\nConjunto de métodos para a **jornada otimizada (Linked Journey)**: criação de um vínculo único que combina consentimento **Data Link** e **enrollment** (JSR) numa só chamada, além de consulta do consentimento e das contas vinculadas. Diferente dos demais controllers, essas funções **não** são exportadas individualmente — são acessadas através do namespace **`linkedJourney`**:\n\n```typescript\nimport { linkedJourney } from '@lina-openx/web-lina-pay-sdk'\n\nawait linkedJourney.createOptimizedBinding(credentials, payload)\nawait linkedJourney.getConsentById(credentials, consentId)\nawait linkedJourney.getAccountsByUserId(credentials, userId)\n```\n\nTodas aceitam `credentials` como **`LinaPayCredentials`** (`subtenantId`/`subtenantSecret`, token obtido via IAM) ou **`TokenCredentials`** (`access_token`, usado diretamente como Bearer).\n\n---\n\n#### 14.1 `linkedJourney.createOptimizedBinding(credentials, payload)`\n\nCria, em uma única chamada (`POST …/jsr`), o vínculo otimizado: consentimento Data Link + enrollment RP. O payload é o mesmo contrato de `createEnrollment`, validado com Zod (`linked-journey.utils`); IP do cliente e risk signals são coletados e enviados automaticamente.\n\n**Parâmetros:**\n- `credentials`: `LinaPayCredentials` | `TokenCredentials`\n- `payload`: `CreateEnrollmentRequest` (sem `riskSignals`, preenchido internamente):\n - `organisationId` (string), `authorisationServerId` (string), `redirectUri` (string)\n - `paymentId` (string, opcional)\n - `enrollment`: `document`, `deviceName`, `externalId` (opcionais) e `debtor` opcional (`accountNumber`, `accountIssuer`, `accountIspb`, `accountType`: `CACC` | `SVGS` | `TRAN`)\n\n**Retorna:** `Promise` com `id`, `consentId` (opcional) e `redirectUrl` (opcional)\n\n**Erros:** payload inválido → `LinaPayError`; demais erros HTTP/rede seguem o padrão do SDK.\n\n**Exemplo:**\n```typescript\nimport { linkedJourney, type CreateLinkedJourneyResponse } from '@lina-openx/web-lina-pay-sdk'\n\nconst result: CreateLinkedJourneyResponse = await linkedJourney.createOptimizedBinding(\n {\n subtenantId: 'seu-subtenant-id',\n subtenantSecret: 'seu-subtenant-secret'\n },\n {\n organisationId: 'c8f0bf49-4744-4933-8960-7add6e590841',\n authorisationServerId: 'c8f0bf49-4744-4933-8960-7add6e590841',\n redirectUri: 'https://exemplo.com/redirect',\n enrollment: {\n deviceName: 'Meu Dispositivo',\n document: '12345678901',\n debtor: {\n accountIspb: '00000000',\n accountIssuer: '2558',\n accountNumber: '5271110',\n accountType: 'CACC'\n }\n }\n }\n)\n\nconsole.log('ID:', result.id)\nconsole.log('Redirect URL:', result.redirectUrl)\n```\n\n---\n\n#### 14.2 `linkedJourney.getConsentById(credentials, consentId)`\n\nConsulta um **consentimento Data Link** pelo seu identificador (`GET …/consents/:consentId`).\n\n**Parâmetros:**\n- `credentials`: `LinaPayCredentials` | `TokenCredentials`\n- `consentId` (string): identificador do consentimento, podendo ser uma URN (ex.: `urn:raidiambank:consent:...`); é codificado na URL\n\n**Retorna:** `Promise` com `consentId`, `status`, `statusUpdateDateTime`, `permissions`, `creationDateTime`, `expirationDateTime` e `userId` (opcional)\n\n**Exemplo:**\n```typescript\nimport { linkedJourney } from '@lina-openx/web-lina-pay-sdk'\n\nconst consent = await linkedJourney.getConsentById(\n { subtenantId: 'seu-subtenant-id', subtenantSecret: 'seu-subtenant-secret' },\n 'urn:raidiambank:consent:77535481-63b5-4e28-becb-0349158f9e35'\n)\n\nconsole.log('Status:', consent.status)\n```\n\n---\n\n#### 14.3 `linkedJourney.getAccountsByUserId(credentials, userId)`\n\nLista as **contas Data Link vinculadas** a um usuário (`GET …/accounts/:userId`).\n\n**Parâmetros:**\n- `credentials`: `LinaPayCredentials` | `TokenCredentials`\n- `userId` (string): identificador do usuário no Data Link (UUID); é codificado na URL\n\n**Retorna:** `Promise`, cada item com `accountId`, `brandName`, `companyCnpj`, `type`, `compeCode`, `branchCode`, `number`, `checkDigit`, `status`, e opcionalmente `brandCnpj`, `balance` (`DataLinkAccountBalance`), `details` (`DataLinkAccountDetails`), `overdraftLimits` (`DataLinkOverdraftLimits` — limite de cheque especial contratado/utilizado/não pactuado), `organisationId`, `authorisationServerId` e `updatedAt`\n\n**Exemplo:**\n```typescript\nimport { linkedJourney } from '@lina-openx/web-lina-pay-sdk'\n\nconst accounts = await linkedJourney.getAccountsByUserId(\n { subtenantId: 'seu-subtenant-id', subtenantSecret: 'seu-subtenant-secret' },\n '283f1e2e-0d99-46e9-a4a6-91e41add490c'\n)\n\naccounts.forEach((account) => {\n console.log(`- ${account.brandName} (${account.number}-${account.checkDigit})`)\n})\n```\n\n---\n\n### 15. Consulta de pagamentos (`paymentsView`)\n\nListagem paginada de pagamentos, com filtros por status, período, valor, devedor, etc. Assim como `linkedJourney`, essas funções **não** têm export individual — são acessadas via namespace **`paymentsView`**:\n\n```typescript\nimport { paymentsView } from '@lina-openx/web-lina-pay-sdk'\n\nawait paymentsView.getAllPaymentsByTenants(credentials, queryParams)\nawait paymentsView.getAllPaymentsBySubtenant(credentials, queryParams)\n```\n\nAmbas aceitam `credentials` como **`LinaPayCredentials`** ou **`TokenCredentials`**, e o **mesmo** `queryParams` e formato de retorno — a única diferença é o segmento da URL chamado (`tenant/lina` vs `sub-tenant/lina`), controlado internamente pelo tipo **`PaymentsViewRouteType`** (`'tenant' | 'sub-tenant'`).\n\n**HTTP:** `GET {apiBaseUrl}/api/v1/payments-view/:routeType/lina`, com os filtros serializados como query string. Campos array (`status`, `requestStatus`, `paymentType`) são enviados como chaves repetidas (`?status=A&status=B`).\n\n**Parâmetros:**\n\n- `credentials`: `LinaPayCredentials` | `TokenCredentials`\n- `queryParams` (opcional): objeto `GetAllPaymentsByTenantsQueryParams`, todos os campos opcionais:\n - `status?: string[]`, `requestStatus?: string[]`, `paymentType?: string[]`\n - `paymentId?: string`, `requestId?: string`, `consentId?: string`\n - `minDueDate?: string`, `maxDueDate?: string`\n - `debtorName?: string`, `debtorDocument?: string`\n - `bankName?: string` (filtra pelo nome do banco devedor, partial match, case-insensitive)\n - `term?: string`\n - `minAmount?: string`, `maxAmount?: string`\n - `pageSize?: number`, `pageIndex?: number`, `skip?: number`, `limitPerPage?: number`\n - `hasConsentId?: boolean`, `loggedUserIdentity?: string`\n\n**Retorna:** `Promise`:\n\n```typescript\ninterface GetAllPaymentsByTenantsResponse {\n data: PaymentView[]\n meta: PaymentViewMeta // { totalPages: number; totalRecords: number }\n}\n```\n\n**Erros:** query params inválidos → `LinaPayError` com mensagem `Invalid payload`. Demais erros HTTP/rede seguem o padrão do SDK.\n\n**Exemplo:**\n\n```typescript\nimport { paymentsView, type GetAllPaymentsByTenantsResponse } from '@lina-openx/web-lina-pay-sdk'\n\nconst result: GetAllPaymentsByTenantsResponse = await paymentsView.getAllPaymentsByTenants(\n {\n subtenantId: 'seu-subtenant-id',\n subtenantSecret: 'seu-subtenant-secret',\n },\n {\n status: ['CANCELADO'],\n pageIndex: 0,\n pageSize: 20,\n },\n)\n\nconsole.log('Total de registros:', result.meta.totalRecords)\nresult.data.forEach((payment) => {\n console.log(`- ${payment.paymentId} (${payment.status})`)\n})\n\n// Mesmo formato, sobre o segmento /sub-tenant/lina:\nawait paymentsView.getAllPaymentsBySubtenant(credentials, { debtorDocument: '76109277673' })\n```\n\n---\n\n## 🏗️ Organização de Pastas\n\n```\nsrc/\n├── config/ # Configurações do SDK\n│ └── environment.ts # Configuração de URLs e endpoints\n├── controllers/ # Controllers públicos (API do SDK)\n│ ├── config.controller.ts\n│ ├── consent.controller.ts\n│ ├── enrollment.controller.ts\n│ ├── participants.controller.ts\n│ ├── payment.controller.ts\n│ ├── payment-view.controller.ts\n│ ├── automatic-payments.controller.ts\n│ ├── receiving-accounts.controller.ts\n│ ├── linked-journey.controller.ts\n│ └── tests/ # Testes unitários dos controllers\n├── services/ # Serviços de comunicação com APIs\n│ ├── auth.service.ts\n│ ├── consent.service.ts\n│ ├── enrollment.service.ts\n│ ├── fido.service.ts\n│ ├── participants.service.ts\n│ ├── payment.service.ts\n│ ├── payment-view.service.ts\n│ ├── automatic-payments.service.ts\n│ ├── receiving-accounts.service.ts\n│ ├── linked-journey.service.ts\n│ └── tests/ # Testes unitários dos services\n├── types/ # Definições de tipos TypeScript\n│ ├── auth.types.ts\n│ ├── consent.types.ts\n│ ├── enrollment.types.ts\n│ ├── fido.types.ts\n│ ├── index.ts\n│ ├── participants.types.ts\n│ ├── payment.types.ts\n│ ├── payment-view.types.ts\n│ ├── automatic-payment.types.ts\n│ ├── receiving-accounts.types.ts\n│ └── linked-journey.types.ts\n├── utils/ # Utilitários e validações\n│ ├── consent.utils.ts\n│ ├── enrollment.utils.ts\n│ ├── error-handling.utils.ts\n│ ├── payment.utils.ts\n│ ├── payment-view.utils.ts\n│ ├── automatic-payment.utils.ts\n│ ├── receiving-accounts.utils.ts\n│ ├── linked-journey.utils.ts\n│ ├── ip.utils.ts\n│ ├── validate-credentials.utils.ts\n│ └── tests/ # Testes unitários dos utils\n└── index.ts # Ponto de entrada principal\n```\n\n### Descrição das Pastas\n\n- **`config/`**: Contém configurações globais do SDK, como URLs base e endpoints da API\n- **`controllers/`**: Camada pública do SDK, expondo métodos que os desenvolvedores utilizam\n- **`services/`**: Camada de comunicação com as APIs externas, lidando com requisições HTTP\n- **`types/`**: Definições TypeScript para type-safety em todo o SDK\n- **`utils/`**: Funções utilitárias para validação, tratamento de erros e outras operações auxiliares\n- **`tests/`**: Testes unitários organizados por módulo\n\n---\n\n## 🛠️ Como Rodar Localmente\n\n### Pré-requisitos\n\n- Node.js 18+ \n- npm, yarn ou pnpm\n\n### Instalação das Dependências\n\n```bash\nnpm install\n```\n\n### Scripts Disponíveis\n\n```bash\n# Executar testes em modo watch\nnpm run dev\n\n# Executar todos os testes\nnpm run test\n\n# Formatar código\nnpm run format\n\n# Build do projeto\nnpm run build\n\n# Executar CI completo (build + lint + test)\nnpm run ci\n```\n\n### Desenvolvimento\n\n1. Clone o repositório:\n```bash\ngit clone git@gitlab.com:lina-infratech/ob-data-pull/web-lina-pay-sdk.git\ncd web-lina-pay-sdk\n```\n\n2. Instale as dependências:\n```bash\nnpm install\n```\n\n3. Execute os testes para verificar se tudo está funcionando:\n```bash\nnpm run test\n```\n\n4. Para desenvolvimento com watch mode:\n```bash\nnpm run dev\n```\n\n5. Para build do projeto:\n```bash\nnpm run build\n```\n\nO build gerará os arquivos compilados na pasta `dist/`.\n\n### Exemplo de Uso Local\n\nVocê pode testar o SDK localmente usando o projeto de exemplo na pasta `example/`:\n\n```bash\ncd example\nnpm install\nnpm run dev\n```\n\n---\n\n## ⚠️ Tratamento de Erros\n\nO SDK lança `LinaPayError` para erros de validação e comunicação. Sempre use try/catch ao chamar os métodos:\n\n```typescript\nimport { createConsent, LinaPayError } from '@lina-openx/web-lina-pay-sdk'\n\ntry {\n const consent = await createConsent(credentials, payload)\n console.log('Sucesso:', consent.consentId)\n} catch (error) {\n if (error instanceof LinaPayError) {\n console.error('Erro do SDK:', error.message)\n console.error('Status Code:', error.statusCode)\n } else {\n console.error('Erro inesperado:', error)\n }\n}\n```\n\n---\n\n## 📝 Tipos Principais\n\n### LinaPayCredentials\n```typescript\ninterface LinaPayCredentials {\n subtenantId: string\n subtenantSecret: string\n}\n```\n\n### TokenCredentials\n\nUsado em **`createAutomaticPaymentRequest`** e **`getAutomaticPaymentRequest`** quando o Bearer já é conhecido (não chama o IAM do SDK).\n\n```typescript\ninterface TokenCredentials {\n access_token: string\n}\n```\n\n(`subtenantId` / `subtenantSecret` não fazem parte deste tipo — ver `src/types/auth.types.ts`.)\n\n### CreateConsentRequest\n```typescript\ninterface CreateConsentRequest {\n organisationId: string\n authorisationServerId: string\n payment: Payment\n redirectUri?: string\n platform?: 'APP' | 'WEB'\n}\n```\n\n### CreatePayment\nPayload do método `createPayment` (callback OAuth após consentimento).\n\n```typescript\ninterface CreatePayment {\n state: string\n code: string\n idToken: string\n tenantId: string\n}\n```\n\n### CreatePaymentRequestDTO\nPayload do método `createPaymentRequest` (solicitação de pagamento). O runtime valida com Zod; campos de `schedule` seguem as regras descritas na seção desse método.\n\n```typescript\ninterface CreatePaymentRequestDTO {\n details: string\n txId?: string | string[]\n externalId?: string\n redirectUri: string\n cpfCnpj: string\n value: number\n creditor: Creditor\n schedule?: { /* single | daily | weekly | monthly | custom — ver documentação */ }\n}\n```\n\n### PaymentRequestCreated\nRetorno de **`createPaymentRequest`**.\n\n```typescript\ninterface PaymentRequestCreated {\n id: string\n redirectUri: string\n}\n```\n\n### PaymentRequestData\nRetorno de **`getPaymentRequest`** (detalhes da solicitação após `GET …/requests/:id`).\n\n```typescript\ninterface PaymentRequestData {\n id: string\n createDateTime: string\n lastChangedDateTime: string\n externalComment: string | null\n externalId: string | null\n cpfCnpj: string | null\n redirectUri: string\n tenantId: string\n consentId: string | null\n value: number\n status: string\n creditor: {\n name: string\n personType: string\n cpfCnpj: string\n accountNumber: string\n accountIssuer: string\n accountPixKey: string | null\n accountIspb: string\n accountType: string\n }\n debitor: {\n accountNumber: string\n accountIssuer: string\n accountIspb: string\n accountType: string\n }\n type: string | null\n payments: PaymentRequestPaymentItem[]\n requestExpiresAt?: string | null\n businessCnpj?: string | null\n}\n```\n\n### PaymentRequestPaymentItem\nElementos do array `PaymentRequestData.payments`.\n\n```typescript\ninterface PaymentRequestPaymentItem {\n id: string\n endToEndId?: string | null\n dueDate: string\n externalComment: string | null\n txId: string | null\n externalPaymentId: string | null\n status: string\n rejectionReason: string | null\n rejectionReasonDetail: string | null\n}\n```\n\nPara mais tipos, consulte os arquivos em `src/types/`.\n\n### ListAllPaymentRequestsQueryParams / ListAllPaymentRequestsResponse\n\nQuery params e retorno de **`listAllPaymentRequests`**. `subTenantId` e `cpfCnpj` são individualmente opcionais, mas ao menos um dos dois deve ser informado.\n\n```typescript\ninterface ListAllPaymentRequestsQueryParams {\n subTenantId?: string\n cpfCnpj?: string\n type?: PaymentType[]\n status?: PaymentStatus[]\n bankName?: string\n startDate?: string\n endDate?: string\n limitPerPage?: number\n page?: number\n}\n\ninterface ListAllPaymentRequestsResponse {\n data: PaymentRequestListItem[]\n meta: {\n totalRecords: number\n totalPages: number\n }\n}\n```\n\n`PaymentRequestListItem` tem o mesmo formato de `PaymentRequestData` (ver acima), com os campos adicionais `authorisationServerId: string` e `organisationId: string`, exceto que `payments` é tipado como `PaymentRequestListPaymentItem[]` — inclui campos adicionais de cancelamento (`cancelledBy`, `cancellationReason`, `cancelledFrom`, `cancelledAt`).\n\n### CancelPaymentRequestPayload / CancelPaymentResponse\n\nPayload e retorno de **`cancelPaymentRequest`** (cancela pela `consentId`).\n\n```typescript\ninterface CancelPaymentRequestPayload {\n consentId: string\n subTenantId: string\n cpfCancelledBy: string\n}\n\ninterface CancelPaymentResponse {\n id: string\n type: PaymentType\n createDateTime: string\n externalId: string | null\n externalComment: string | null\n lastChangedDateTime: string\n status: PaymentStatus\n tenantId: string\n cpfCnpj: string\n redirectUri: string\n value: string\n consentId: string\n requestExpiresAt: string | null\n businessCnpj: string | null\n creditor: PaymentCreditor\n debitor: PaymentDebitor\n payments: PaymentRequestPaymentItem[]\n}\n```\n\n### CancelPaymentByIdPayload / CancelPaymentByIdResponse\n\nPayload e retorno de **`cancelPayment`** (cancela pela `paymentId`). `CancelPaymentByIdResponse` é igual a `CancelPaymentResponse`, com um campo adicional: `localInstrument: string | null`.\n\n```typescript\ninterface CancelPaymentByIdPayload {\n paymentId: string\n cpfCancelledBy: string\n}\n```\n\n### GetEnrollmentListOptions\n\nParâmetro opcional de **`getEnrollmentList`**.\n\n```typescript\ninterface GetEnrollmentListOptions {\n cnpj?: string\n permission?: string\n bankName?: string\n status?: string[]\n subTenantId?: string\n deviceId?: string | null\n}\n```\n\n### EnrollmentUserResponseDto\n\nItem de `EnrollmentList.enrollments`, retornado por **`getEnrollmentList`**.\n\n> ⚠️ O `types/index.ts` do SDK reexporta esse tipo publicamente com o nome `Enrollment` (`export type { EnrollmentUserResponseDto as Enrollment }`). Isso não é o mesmo `Enrollment` do qual `EnrollmentDetail` (abaixo) deriva — são dois formatos diferentes (esse aqui é o item da li","readmeFilename":"README.md"}