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Keeps the open-source discovery skill free of heavy deps.","maintainers":[{"name":"selat-npm","email":"boris@selat.ai"},{"name":"withwithout","email":"jurisfund100@gmail.com"}],"readme":"# selat-pay\n\n> **`selat-pay` is the payment engine for SELAT Agent Payments: a standalone CLI that turns an HTTP 402 into a settled USDC payment — probe, sign, retry — from the user's own self-custodied agent wallet. No API keys, no seed phrase, no gas token.**\n\nselat-pay auto-detects the upstream's payment scheme (Circle Gateway-batched x402, erc-3009, MPP) and settles the call through the SELAT Router. It is the engine underneath [`@selat-ai/selat-cli`](https://www.npmjs.com/package/@selat-ai/selat-cli) (`selat run` / `selat skill run`), and it works standalone exactly as shown below.\n\n## Install\n\n```bash\nnpm install -g @selat-ai/selat-pay\n```\n\nOr one-off, no install:\n\n```bash\nnpx @selat-ai/selat-pay GET https://upstream/api --chain base --max-amount 0.05\n```\n\n## How does self-custody work?\n\n**Your wallet is yours. selat-pay never holds your keys, your funds, or your credentials.**\n\nselat-pay constructs the payment payload (`@circle-fin/x402-batching`'s `BatchEvmScheme`, protocol-spec EIP-712), then requests the signature **through the Circle CLI** (`circle wallet sign typed-data`). The wallet is a Circle Agent Wallet with 2-of-2 MPC key management: the private key exists only as two key shares, both required to sign, and neither share is ever exposed to the agent — or to SELAT. This package is open source precisely so that claim is auditable: every byte that touches the payment path is in [`bin/selat-pay.mjs`](bin/selat-pay.mjs).\n\nThere is no local-key signing path: every signature — payments and refund claims alike — is produced by the Circle CLI.\n\n## Why not `circle services pay`?\n\n`circle services pay` cannot complete the SELAT Router round-trip: it runs its own internal probe and does not forward the router's `x-selat-quote-id` response header on the signed retry. selat-pay performs the probe + retry itself, pinning the quote it pays to the quote it was shown. It also carries the heavier Gateway-batching SDK + `viem` so that [`@selat-ai/selat-discovery`](https://www.npmjs.com/package/@selat-ai/selat-discovery) (the discovery skill) can stay lean — discovery is free and dependency-light; payment is this package's whole job.\n\n## Setup\n\nShell environment or `~/.config/selat-pay/.env` (typical on macOS/Linux):\n\n```\nSELAT_ROUTER_URL=https://router.selat.ai\nSELAT_AGENT_WALLET_ADDRESS=0xYourAgentWalletAddress\n```\n\nA `.env` in the working directory may still set unrelated keys, but it cannot set payment routing, freeze/budget/history/session paths, `CIRCLE_BIN`, or `XDG_STATE_HOME`. Those are taken from the shell and the home config only, so an untrusted repo cannot retarget settlement, disable or inflate freeze/budget, or swap the signing binary.\n\nPaid calls require an armed session budget from `selat budget start` (the `session.json` it writes). `SELAT_SESSION_BUDGET` in the process environment or home config cannot invent a budget — an agent that can set env must not self-arm. `--max-amount` is required on the paid path and is hard-capped at $1.10; no flag or env raises that ceiling. `--probe-only` does not need a budget or `--max-amount`.\n\nPlus the Circle CLI authenticated:\n\n```bash\ncircle wallet login --type agent\n```\n\n## Usage\n\n```bash\n# Probe only — see the 402 terms without paying\nselat-pay GET \"https://pro-api.coinmarketcap.com/x402/v3/cryptocurrency/quotes/latest?symbol=eth\" \\\n --chain base --probe-only\n\n# Paid call (GET). --max-amount is required and hard-capped at $1.10.\nselat-pay GET \"https://upstream/api\" \\\n --chain base --max-amount 0.05\n\n# Paid call (POST with JSON body)\nselat-pay POST \"https://upstream/api\" \\\n --body '{\"foo\":\"bar\"}' \\\n --chain base --max-amount 0.05\n\nThe HTTP method must match the provider's published request schema. If that\nschema requires a JSON body and the method cannot carry one (GET / HEAD /\nDELETE), selat-pay refuses **before signing** — nothing is charged. Retry as\n`POST --body '{...}'` (or PUT/PATCH). GET is never rewritten to POST.\n`--skip-schema-check` warns and pays anyway, same as other schema gates.\n\n# Refund claim (SIWx auth via Circle CLI, no payment)\nselat-pay refund claim selatx123 --chain base\n\n# Refund query (SIWx auth via Circle CLI, no payment)\nselat-pay refund query selatx123 --chain base\n\n# List chains the SDK knows about\nselat-pay --list-chains\n```\n\n## Refunds\n\n`selat-pay` supports refund claim and status query against the SELAT Router:\n\n```bash\nselat-pay refund claim --chain base\nselat-pay refund query --chain base\n```\n\nNotes:\n\n- `` must be a `selatx...` id returned by a prior paid call.\n- Refund commands are authenticated requests (SIWx + dummy Gateway owner probe), not payments.\n- Refund commands do **not** consume session budget and do **not** require `--max-amount`. The $1.10 hard per-call ceiling does not apply to refunds.\n- `--router-url`, `--chain`, and the Circle Agent Wallet address (`--address` / `SELAT_AGENT_WALLET_ADDRESS`) still apply.\n\n## What does it cost?\n\nTwo prices, both disclosed in the 402 quote before you pay:\n\n- **Same-rail Gateway passthrough** (the upstream itself accepts Gateway-batched x402): quoted **at par — 0% fee**. Verified live against `router.selat.ai`: a $0.008 Gateway-batched upstream is quoted at exactly $0.008.\n- **Cross-protocol** (Gateway in → MPP / erc-3009 out): **SELAT's flat 5% fee.** A $0.01 erc-3009 upstream is quoted at $0.0105.\n\nThe per-call 402 quote is authoritative — par pricing is the operator's current live behavior, not a protocol guarantee. Run `--probe-only` to see the quote before paying, and cross-check it against the upstream's own accept and the discovery catalog's `payments[].amountUsd`.\n\n`--probe-only` also surfaces every extension the router attaches to its 402, under `quote.extensions` in the probe JSON (and a `[selat-pay] extensions=` stderr line). The one to check before paying is **`selatTransactabilityIndex`** — the router's endpoint-health record (last paid status, windowed captured-payment stats), present whenever the router has data for the endpoint. It reports payment-layer observables only — whether payments captured and what HTTP status came back — never the content of the merchant's response. A `lastPaid.status` of 4xx/5xx or a low `successRate` across several `paidNum` is a signal to pick a different endpoint instead of paying to find out; absence of the extension means no data, not bad health.\n\n## Flow\n\n`selat-pay` probes the upstream directly first to detect its payment scheme, then settles **every paid call through the SELAT Router** — including upstreams that themselves accept Gateway-batched x402. The router settles the upstream leg (same-rail Gateway passthrough, or cross-protocol translation to MPP/erc-3009) and records the call, so SELAT captures per-call settlement data on all rails:\n\n```\nselat-pay Upstream SELAT Router Agent Wallet (MPC)\n │ probe │ │ │\n ├──────────────► │ │ │\n │ ◄── 402 (GatewayWalletBatched / erc-3009 / tempo-native) │\n │ │\n │ probe ${routerUrl}/proxy?target=upstream │\n ├─────────────────────────────────► │ │\n │ │ probe upstream │\n │ ├──────────────► … │\n │ ◄── 402 (Gateway-batched) + x-selat-quote-id │\n │ │\n │ build EIP-712 + sign ───────────────────────────────────► │\n │ ◄──────── signature ───────────────────────────────────── │\n │ │\n │ retry with x-selat-quote-id + Payment-Signature │\n ├─────────────────────────────────► │ │\n │ │ settle outbound leg\n │ │ (Gateway passthrough or mpp/erc-3009)\n │ ├──────────────► upstream\n │ ◄── upstream response ────────────┤ │\n```\n\nThe upstream's detected scheme picks the router's outbound protocol, not whether the router is used, and routing is automatic — there is no manual override. The stderr line after the detection probe reports `mode=routed-x402`, `mode=routed-mpp`, or `mode=routed-free`; a Gateway-capable upstream takes `routed-x402` (same-rail passthrough), otherwise MPP wins when present, else x402. `routed-mpp` never sends `x-selat-prefer-protocol: mpp` — the router discovers the MPP challenge on its own bare probe, so it can compose Gateway for MPP-only merchants (e.g. Solana-MPP); only `routed-x402` advertises `x402`. `SELAT_ROUTER_URL` (or `--router-url`) is always required.\n\n## Outputs\n\n- **stdout**: upstream response body (parsed JSON if possible, raw text otherwise). Pipe-friendly.\n- **stderr**: `[selat-pay]` progress lines (quoteId, price, status). Suppressed from stdout for clean piping.\n\nExample:\n\n```bash\nselat-pay GET ... 2>/dev/null | jq .\n```\n\n## Exit codes\n\n- `0` — paid call succeeded with 2xx upstream response, or probe-only completed.\n- `1` — runtime error (probe failed, cost cap exceeded, upstream non-2xx, network error).\n- `2` — missing dependency (`@circle-fin/x402-batching` not installed).\n\n## Known limits\n\n- **One inbound signing scheme.** This CLI signs against Circle's `GatewayWalletBatched` scheme only. The router refuses inbound payments in any other scheme today, so the two match; if the router ever accepts erc-3009 inbound, this CLI won't cover that path yet.\n- **Router `payTo` is not allowlisted.** A router 402's `extra.verifyingContract` is pinned to the chain's canonical GatewayWallet (`chainConfig.gatewayWallet`). This package has no in-tree set of trusted facilitator addresses, so `payTo` is still taken from the challenge. Prefer a router URL from the shell or home config (a cwd `.env` cannot set `SELAT_ROUTER_URL`).\n- **No quote attestation yet.** The router doesn't attest its 402 quotes with a router key, so this CLI cannot cryptographically pin the operator's claimed *upstream* base price. Once the router lands EIP-712-attested quotes, this CLI will verify the attestation and surface the quoted-vs-catalog comparison before paying.\n\n## Roadmap\n\n- Verify router-attested quotes once the router supports attestation.\n- Auto-discover available routers from a registry (Phase 2 federation).\n- Surface a fee-vs-catalog-price warning before pay.\n- Per-call telemetry (opt-in).\n\n## License\n\nApache-2.0 — see [LICENSE](LICENSE). Free to use, modify, and redistribute.\n\n**What's open and why:** the client side of SELAT — this payment engine, [`selat-cli`](https://github.com/SELAT-AI/selat-cli), and [`selat-discovery`](https://github.com/SELAT-AI/selat-discovery) — is open source, because a payments client asking for trust must be auditable: you can read every line that touches a payment. The **SELAT Router** (the settlement service this CLI talks to) is a proprietary hosted service and lives in a separate, private repository.\n","readmeFilename":"README.md"}