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Fiat out. One function.**\n\nAdd non-custodial cash-out to any wallet or app. Users sell\n[Base USDC](https://usdctofiat.xyz/learn/base-usdc/) to Peer buyers and receive\nfiat on Revolut, Venmo, Wise, Zelle, PayPal and more at the live market rate\nwith zero spread. No API key, custody or quote engine. New to the flow? Read\n[how USDC to fiat works](https://usdctofiat.xyz/usdc-to-fiat/).\n\n## Install\n\n```bash\nnpm install @usdctofiat/offramp\n```\n\nRequires Node 22+ and `viem` 2.x. React 18+ is optional.\n\n## Cash out\n\nPass any connected viem `WalletClient` on Base:\n\n```ts\nimport { cashout } from \"@usdctofiat/offramp\";\nimport type { WalletClient } from \"viem\";\n\nexport async function sellUsdc(signer: WalletClient) {\n  const order = await cashout({\n    mode: \"fast\",\n    signer,\n    amount: \"100\",\n    currency: \"EUR\",\n    platform: \"revolut\",\n    payee: \"alice\",\n  });\n\n  // Save this immediately. It resumes the order from any device or process.\n  console.log(order.depositId);\n  return order;\n}\n```\n\nStrings and numbers are human USDC amounts. A `bigint` is treated as exact\nsix-decimal base units.\n\nThe call creates a production Base cash-out order and returns after its transaction\nconfirms. A buyer then pays the user fiat and proves the payment onchain.\n\n## Fast or best\n\nChoose `fast` for the direct oracle-priced route at the live rate with 0 bps\nspread, or `best` to delegate pricing to the Delegate rate manager:\n\n```ts\nconst fast = await cashout({ ...input, mode: \"fast\" });\nconst best = await cashout({ ...input, mode: \"best\" });\n```\n\n`fast.depositId` is the composite fast-order resume key and works with\n`createOfframp().watch()` and `.withdraw()`. `best.depositId` is the numeric\nEscrowV2 deposit id and works with the exported `deposits()` and `close()`\nhelpers. Best mode has the Delegate manager's 10 bps fill fee; fast mode keeps\nthe direct route's 0 bps spread. The flat helper is production-only and requires\nan explicit mode. Use `createOfframp(options)` for custom routing.\n\nCash-backed `fast` supports Venmo and PayPal. Cash App creation fails closed in\n9.0.0 until immutable upstream package evidence matches its live zero risk window; exact recovery remains available.\n\n## Follow the order\n\n```ts\nimport { createOfframp } from \"@usdctofiat/offramp\";\n\nexport async function watchCashout(depositId: string) {\n  const cash = createOfframp();\n\n  for await (const order of cash.watch(depositId)) {\n    console.log(order.state, order.explain());\n    if (!order.isInFlight) return order;\n  }\n}\n```\n\n`createOfframp()` exposes the resumable advanced client: estimates,\ncapabilities, Relay source routing, multiple payout routes, order history,\nwithdrawals, top-ups and unsigned transaction preparation.\n\nPass rollout ids with `createOfframp({ disabledPlatforms: \"wise,venmo\" })` or a flat `cashout()`.\nValues accept case-insensitive display or separator forms (`Cash App`, `cash-app`, `cash_app`).\nDisabled rails leave `capabilities()`; new creation fails before wallet use, while exact recovery stays available.\n\n## Why this package\n\n- **One call to fiat.** The common Base USDC path is five fields.\n- **No dead ends.** Every order has readable state and typed recovery guidance.\n- **More when needed.** Private OTC, verified-payee onboarding, React and agent\n  tools ship in the same package without complicating the first call.\n\nThis distribution adds `peer-ref-TOFIAT` and `galleonlabs` attribution to every\ntransaction. It cannot be replaced accidentally. Read [attribution and\nfunding](docs/attribution.md) for the exact behavior.\n\n## Go deeper\n\n- [Advanced lifecycle, multi-route, Relay, OTC and recovery](docs/advanced.md)\n- [React hooks](docs/react.md)\n- [Verified payees and extension onboarding](docs/verified-payees.md)\n- [Managed v5 deposits and migration](docs/managed-v5.md)\n- [Attribution and funding](docs/attribution.md)\n\nFocused entries keep imports clear:\n\n```ts\nimport { createManagedOfframp } from \"@usdctofiat/offramp/managed\";\nimport { createPeerExtensionSdk } from \"@usdctofiat/offramp/extension\";\nimport { cashTools } from \"@usdctofiat/offramp/tools\";\n```\n\n[USDCtoFiat](https://usdctofiat.xyz) · [USDC to fiat guide](https://usdctofiat.xyz/usdc-to-fiat/) · [developer portal](https://usdctofiat.xyz/developers) ·\n[Peer Cash](https://github.com/zkp2p/peer-cash) · [starter templates](https://github.com/ADWilkinson/usdctofiat-peerlytics-starters)\n","readmeFilename":"README.md"}