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Javascript-based SDK for integrating payment methods via 54Pay.","maintainers":[{"name":"54pay-support","email":"support@54pay.co"}],"readme":"# 54pay-payment-sdk\n\nA JavaScript/TypeScript SDK for accepting payments via [54Pay](https://github.com/MYPAYGATE/web-sdk). This release covers the **Nigeria (NGN)** checkout: Bank Transfer, OPay, PalmPay and Kuda.\n\n## Installation\n\n```bash\nnpm install 54pay-payment-sdk\n# or\nyarn add 54pay-payment-sdk\n```\n\n`react`, `react-dom` and `styled-components` are **peer dependencies** — install them in your app if you haven't already:\n\n```bash\nnpm install react react-dom styled-components\n```\n\n## Usage\n\nThe SDK mounts the checkout into a DOM element you provide via its `id`.\n\n### ES module / bundler (React, Vite, Next.js, etc.)\n\n```ts\nimport { FiftyFourPayPaymentSdk } from \"54pay-payment-sdk\";\n\nFiftyFourPayPaymentSdk.setup({\n  targetId: \"checkout-container\", // id of an element already in the DOM\n  props: {\n    userData: {\n      amount: 1000,\n      transactionRef: \"ORDER_12345\",\n      merchantPublicKey: \"PK-…\",\n      countryCode: \"NGA\",\n      currencyCode: \"NGN\",\n      transactionCurrency: \"NGN\",\n      firstName: \"Ada\",\n      lastName: \"Obi\",\n      email: \"ada@example.com\",\n      phoneNumber: \"8160009000\",\n    },\n    config: { environment: \"live\", theme: \"light\" },\n    onSuccess: (transactionId) => console.log(\"paid\", transactionId),\n    onError: (error) => console.error(\"payment failed\", error),\n  },\n});\n```\n\n```html\n<div id=\"checkout-container\"></div>\n```\n\n### Script tag (CDN / global)\n\n```html\n<script src=\"https://cdn.jsdelivr.net/npm/54pay-payment-sdk/dist/index.iife.js\"></script>\n<div id=\"checkout-container\"></div>\n<script>\n  window[\"54PaySdk\"].setup({\n    targetId: \"checkout-container\",\n    props: {\n      userData: {\n        amount: 1000,\n        transactionRef: \"ORDER_12345\",\n        merchantPublicKey: \"PK-…\",\n        countryCode: \"NGA\",\n        currencyCode: \"NGN\",\n        firstName: \"Ada\",\n        lastName: \"Obi\",\n        email: \"ada@example.com\",\n        phoneNumber: \"8160009000\",\n      },\n      config: { environment: \"live\" },\n      onSuccess: (transactionId) => console.log(\"paid\", transactionId),\n    },\n  });\n</script>\n```\n\n## API\n\n### `FiftyFourPayPaymentSdk.setup({ targetId, props })`\n\n| Field      | Type                      | Description                                          |\n| ---------- | ------------------------- | ---------------------------------------------------- |\n| `targetId` | `string`                  | `id` of the DOM element to render the checkout into. |\n| `props`    | `PaygateCheckoutSdkProps` | Checkout configuration (see below).                  |\n\n### `props`\n\n| Field       | Type                               | Required | Description                                                                    |\n| ----------- | ---------------------------------- | -------- | ------------------------------------------------------------------------------ |\n| `userData`  | `MerchantDataProps`                | yes      | Transaction + customer details (see below).                                    |\n| `config`    | `{ environment?,}`                 | no       | `environment: \"test\" \\| \"live\"` (default `test`), `theme: \"light\" \\| \"dark\"`.  |\n| `onSuccess` | `(transactionId?: string) => void` | no       | Called once when the payment completes.                                        |\n| `onError`   | `(error?: unknown) => void`        | no       | Called once when the payment fails.                                            |\n\n### `userData` (`MerchantDataProps`)\n\n**Required**\n\n| Field                                           | Type     | Notes                                                                                                                                                          |\n| ----------------------------------------------- | -------- | -------------------------------------------------------------------------------------------------------------------------------------------------------------- |\n| `amount`                                        | `number` | Must be a positive number.                                                                                                                                     |\n| `transactionRef`                                | `string` | Your unique reference. Used as the recovery key.                                                                                                               |\n| `merchantPublicKey`                             | `string` | Your 54Pay public key, used for API auth.                                                                                                                      |\n| country / currency                              | `string` | Provide at least one of `countryCode` (e.g. `\"NGA\"`), `currencyCode` (e.g. `\"NGN\"`) or `transactionCurrency` so the SDK can resolve the country profile. |\n| `firstName`, `lastName`, `email`, `phoneNumber` | `string` | Customer details.                                                                                                                                              |\n\n**Common optional fields:** `merchantName`, `merchantReference`, `transactionDescription`, `redirectUrl`, `successUrl`, `errorUrl`, `cancelUrl`, `webhookUrl`, `customerAddress`, `customerCity`, `customerState`, `metadataOrderId`, `metadataProductInfo`. See the exported `MerchantDataProps` type for the full list.\n\n## Environments\n\n`config.environment` selects the backend:\n\n- `\"test\"` → 54Pay test environment\n- `\"live\"` → 54Pay production environment\n\nIf omitted, the SDK defaults to the test environment.\n\n## Supported regions\n\nThe region is resolved from `userData.countryCode` and/or `userData.currencyCode` / `transactionCurrency`.\n\n| Region     | Country code | Currency | Payment methods |\n| ---------- | ------------ | -------- | --------------- |\n| Nigeria    | `NGA`        | `NGN`    | Bank Transfer (dynamic virtual account), OPay, PalmPay, Kuda |\n| Ghana      | `GHA`        | `GHS`    | Mobile Money    |\n| Cameroon   | `CMR`        | `XAF`    | Mobile Money    |\n| Kenya      | `KEN`        | `KES`    | Mobile Money    |\n| Gambia     | `GMB`        | `GMD`    | Mobile Money    |\n\nBecause `XAF` is shared across the six-country CFA zone, Cameroon is resolved from `countryCode` — send `\"CMR\"` (or `\"CM\"`) to get the Cameroon profile.\n\nIf you pass an unsupported country/currency, the checkout will **not** mount — instead `onError` is called with:\n\n```ts\n{ code: \"UNSUPPORTED_REGION\", message: \"…\" }\n```\n\n## License\n\nMIT\n","readmeFilename":"README.md"}