/**
 * AU AML/CTF Act 2006 — AUSTRAC + 2024 DNFBP Amendments
 *
 * Primary statute: Anti-Money Laundering and Counter-Terrorism Financing Act
 * 2006 (Cth) (AML/CTF Act); AML/CTF Rules 2007; Anti-Money Laundering and
 * Counter-Terrorism Financing and Other Legislation Amendment Act 2024 (royal
 * assent November 2024, phased commencement 2025-2026).
 *
 * Reporting entities (existing): "Designated services" Tables 1+2: banking,
 * lending, remittance, currency exchange, financial advice, brokerage, bullion
 * dealing, safe deposit services, digital currency exchange.
 *
 * 2024 amendments — DNFBP expansion (phased): Real estate agents, solicitors
 * and barristers, accountants and auditors, trust and company service providers,
 * dealers in precious metals and stones. DNFBP enrolment deadline: 31 March 2026.
 *
 * AI relevance: AI for transaction monitoring, customer risk scoring, KYC/identity
 * verification, fraud detection, sanctions screening. AUSTRAC issued explicit
 * AI/AML guidance. AI false negatives in transaction monitoring = direct compliance
 * failure. AI-based identity verification must meet CDD standards.
 *
 * Key AI obligations:
 *   - AML/CTF Programme: AI used in AML documented in Part A; programme reviewed
 *     when AI model or thresholds change.
 *   - CDD: Standard CDD before designated service; Enhanced CDD for PEPs, high-
 *     risk countries, complex structures.
 *   - SMR: 3 business days after forming suspicion; 24 hours for CTF suspicion.
 *   - Tipping off (s.123): Cannot disclose SMR existence or subject to customer.
 *     AI customer communications must not reference suspicious activity reviews.
 *   - TTR/IFTI: Physical currency/digital currency at/above AUD 10,000 and
 *     international funds transfers reported within 10 business days.
 *   - Note: AU 24-hour CTF SMR clock is the strictest AML SMR obligation globally,
 *     stricter than US BSA/FinCEN 30-day SAR window.
 *
 * Cross-pack interactions:
 *   - au-aml-ctf + au-privacy-act: CDD records contain sensitive PI; APP 11
 *     security + APP 12 access rights apply. Tipping-off restriction may override
 *     APP 12 access during active investigation.
 *   - au-aml-ctf + au-cdr: CDR data cannot be used for AML CDD without CDR consent
 *     covering that purpose. PS 6 use limitation applies.
 *   - au-aml-ctf + au-cps230: APRA banks/insurers face AML programme failures as
 *     operational risk events under CPS 230. Major AML breach may trigger CPS 230
 *     APRA notification in parallel with AUSTRAC obligations.
 *   - au-aml-ctf + au-soci-act: Financial services sector = designated CI sector.
 *     AML system compromise (AI monitoring offline by cyberattack) may simultaneously
 *     trigger SOCI cyber incident notification to ASD.
 *   - au-aml-ctf + bsa-aml (US): Parallel AUSTRAC + FinCEN obligations for entities
 *     with AU and US reporting relationships. AU 24-hour CTF SMR clock is strictest.
 *
 * [CITATION TO VERIFY]: DNFBP enrolment deadline of 31 March 2026 is based on the
 * Anti-Money Laundering and Counter-Terrorism Financing Amendment Act 2024 (royal
 * assent November 2024). Verify final commencement dates against AUSTRAC
 * implementation schedule before relying on this deadline.
 *
 * Authority: Australian Transaction Reports and Analysis Centre (AUSTRAC)
 * Sovereignty: Australian Federal
 *
 * @connexum/ai-governance
 */
import { CompliancePack } from './index';
import { CategoryClassifiers } from '../classification/pack-driven-classifier';
export declare const AU_AML_CTF_CATEGORY_CLASSIFIERS: CategoryClassifiers;
export declare const AU_AML_CTF_PACK: CompliancePack & {
    categoryClassifiers: CategoryClassifiers;
    subjectKeyedCategories: string[];
};
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