/**
 * AU ASIC RG 271 — Internal Dispute Resolution
 *
 * Primary instrument: ASIC RG 271: Internal Dispute Resolution (effective
 * 5 October 2021; replaces RG 165). Backed by ASIC Act s.912A (AFSLs),
 * s.47 (credit licensees); Corporations Act 2001; National Consumer Credit
 * Protection Act 2009.
 *
 * Entities covered: Australian Financial Services Licensees (AFSLs); Australian
 * Credit Licensees (ACLs); unlicensed exempt product providers.
 *
 * AI relevance: AI-decision systems (loan approvals, insurance underwriting,
 * claims, robo-advice) generate complaints that pass through IDR. AI decisions
 * without adequate reasons or unable to be reviewed/explained = RG 271 failure.
 * ASIC 2024-2025 priorities focus on AI-assisted financial decisions.
 *
 * Key AI obligations:
 *   - RG 271.18-27: Any expression of dissatisfaction where response reasonably
 *     expected = complaint. AI-generated complaints cannot be filtered out of IDR.
 *   - Timeframes: Standard 30 days; super 45 days; credit hardship 21 days.
 *   - RG 271.96-107: IDR responses require meaningful reasons — "our model
 *     decided" is insufficient; explanation of AI decision factors required.
 *   - Root cause analysis: Systemic AI failure patterns escalated internally.
 *   - ASIC data reporting: Annual IDR complaint data reported to ASIC.
 *   - Record-keeping: All complaint records retained 7 years.
 *
 * Cross-pack interactions:
 *   - au-asic-rg-271 + au-asic-rg-274: DDO generates IDR feedback loop; out-of-
 *     target distributions + complaints feed through IDR. IDR data is a DDO
 *     outcome monitoring signal for TMD review triggers.
 *   - au-asic-rg-271 + au-privacy-act: Complaint records contain PI. APP 11 +
 *     APP 12 apply with privilege exceptions. Complainant PI cannot be disclosed
 *     to ASIC reporting without de-identification or authorised basis.
 *   - au-asic-rg-271 + au-cps230: APRA-regulated licensees with systemic IDR
 *     failures from AI decisions face operational risk events under CPS 230.
 *     Root cause + APRA notification may run in parallel with ASIC obligations.
 *
 * Authority: Australian Securities and Investments Commission (ASIC)
 * Sovereignty: Australian Federal
 *
 * @connexum/ai-governance
 */
import { CompliancePack } from './index';
import { CategoryClassifiers } from '../classification/pack-driven-classifier';
export declare const AU_ASIC_RG271_CATEGORY_CLASSIFIERS: CategoryClassifiers;
export declare const AU_ASIC_RG271_PACK: CompliancePack & {
    categoryClassifiers: CategoryClassifiers;
    subjectKeyedCategories: string[];
};
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