/**
 * ISO 20022 Financial Messaging Standard Compliance Pack
 *
 * ISO/IEC 20022:2022 -- Universal financial industry message scheme
 * for electronic data interchange between financial institutions.
 *
 * Regulatory and implementation context:
 *   - ISO 20022 is an ISO standard, not a law. Mandatory migration
 *     is driven by national payment system operators:
 *       - SWIFT CBPR+ MX migration: mandatory for cross-border
 *         payments from November 2025 (coexistence ended 2025)
 *       - EU SEPA: ISO 20022 XML since 2008; full ISO 20022 suite
 *       - US Fedwire Funds Service: ISO 20022 migration deadline
 *         March 2025 (Full Adoption)
 *       - US Clearing House CHIPS: ISO 20022 migration April 2024
 *       - UK CHAPS: Bank of England ISO 20022 migration April 2023
 *       - Hong Kong CHATS: ISO 20022 migration 2023
 *       - Singapore MEPS+: ISO 20022 adoption
 *   - SWIFT MX message types replace MT message types. Coexistence
 *     period ended; MX-only operations now standard.
 *   - ISO 20022 data richness: richer structured remittance data
 *     enables better AML/sanctions screening, reduces misrouting.
 *   - Regulatory intersection:
 *       - FATF Recommendation 16 (wire transfer): ISO 20022
 *         structured data enables full originator/beneficiary capture
 *       - EU Regulation 2015/847 (Funds Transfer Regulation):
 *         requires complete payment information in messages
 *       - OFAC SDN screening: structured ISO 20022 data improves
 *         sanctions screening accuracy
 *
 * AI system relevance:
 *   - AI systems processing payment instructions must validate
 *     ISO 20022 XML schema compliance before routing
 *   - AI models performing payment analytics must handle ISO 20022
 *     structured data natively (not MT-format assumptions)
 *   - AI-assisted sanctions screening must operate on ISO 20022
 *     structured fields (not parsed free-text)
 *   - AI classification of payment purpose (prtry vs structured) must
 *     preserve structured remittance data without degradation
 *
 * @connexum/ai-governance
 */
import { CompliancePack } from './index';
import { CategoryClassifiers } from '../classification/pack-driven-classifier';
/**
 * ISO 20022 financial messaging category classifiers.
 * Detects payment message content, financial instructions,
 * account information, and settlement data.
 */
export declare const ISO20022_CATEGORY_CLASSIFIERS: CategoryClassifiers;
export declare const ISO20022_PACK: CompliancePack & {
    categoryClassifiers: CategoryClassifiers;
};
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