/**
 * NAIC Model Data Law Compliance Pack
 *
 * National Association of Insurance Commissioners (NAIC) Insurance
 * Data Security Model Law (MDL-668), adopted 2017. As of 2026, 25+
 * US states have enacted MDL-668 or substantively equivalent statutes.
 * Key adopting states include: AL, AK, CT, DE, GA, HI, IA, ID, IL,
 * IN, KY, LA, ME, MI, MN, MS, MT, NH, NJ, NV, OH, OK, OR, RI, SC,
 * SD, TN, TX, VA, VT, WI.
 *
 * AI relevance: insurance AI systems (pricing models, fraud detection,
 * underwriting, claims processing, telematics) are explicitly in scope
 * as "information systems" that process nonpublic information (NPI).
 * The 2024 NAIC Model Bulletin on AI uses in Insurance adds algorithmic
 * accountability and bias monitoring obligations that layer on top of
 * MDL-668's data security requirements.
 *
 * Key MDL-668 obligations:
 *   - Section 4: Information Security Program (ISP) with written
 *     risk assessment
 *   - Section 5: Board oversight of ISP; annual certification
 *   - Section 6: Third-party service provider (TPSP) oversight
 *     with contractual safeguards
 *   - Section 7: Investigation and notification of cybersecurity events
 *     (72-hour notification to Commissioner; prompt notification to
 *     affected consumers where feasible)
 *   - Section 8: Annual certification to Commissioner by large licensees
 *   - 2024 Model Bulletin (AI): risk management, bias testing, adverse
 *     action explanation, vendor AI accountability
 *
 * Sovereignty: US (state-by-state adoption; no single federal statute).
 *
 * // TODO verify citation with Vera: confirm Section 7 notification
 * // deadline as 72 hours -- some state enactments vary (e.g., Ohio).
 *
 * @connexum/ai-governance
 */
import { CompliancePack } from './index';
import { CategoryClassifiers } from '../classification/pack-driven-classifier';
/**
 * NAIC MDL-668 (Insurance Data Security Model Law) category classifiers.
 * Protects Nonpublic Information (NPI) of insurance customers:
 * health, financial, and personal NPI; biometric data.
 */
export declare const NAIC_MDL_CATEGORY_CLASSIFIERS: CategoryClassifiers;
export declare const NAIC_MDL_PACK: CompliancePack & {
    categoryClassifiers: CategoryClassifiers;
    subjectKeyedCategories: string[];
};
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