/**
 * FCRA Compliance Pack
 *
 * Fair Credit Reporting Act
 * Authority: CFPB + FTC (15 USC §1681 et seq.)
 *
 * Key statutes enforced:
 *   - §604 (15 USC §1681b): Permissible purposes for consumer report use
 *   - §606 (15 USC §1681d): Disclosure of investigative consumer reports
 *   - §607 (15 USC §1681e): Furnisher accuracy obligations; reseller duties
 *   - §609 (15 USC §1681g): Consumer right to disclosure
 *   - §610 (15 USC §1681h): Conditions for in-person disclosure
 *   - §611 (15 USC §1681i): Dispute procedure (30-day reinvestigation)
 *   - §615 (15 USC §1681m): Requirements on users of consumer reports
 *     -- adverse action notice when consumer report contributed to a denial
 *        or less favourable terms
 *   - §616-617 (15 USC §1681n-1681o): Civil liability (willful / negligent)
 *   - §623 (15 USC §1681s-2): Furnisher obligations
 *
 * LLM-EGRESS PRIMACY RULES (Thomas directive 2026-04-22):
 *   - REQUIRE PERMISSIBLE PURPOSE: consumer report data (credit report,
 *     background check, tenant screen, employment screen) can only reach an
 *     LLM context if the request context declares a permissible purpose per
 *     §604. The pack refuses LLM egress of consumer report data without a
 *     declared permissible-purpose tag.
 *   - BLOCK: reseller- or vendor-sourced consumer report data to LLMs operated
 *     by a different vendor without a documented chain of permissible purpose.
 *   - ENFORCE ADVERSE ACTION NOTICE: any AI decision resulting in adverse action
 *     (denial, higher price, less favourable terms) based on consumer report data
 *     triggers §615 notice requirements to the consumer.
 *
 * @connexum/ai-governance
 */
import { CompliancePack } from './index';
import { CategoryClassifiers } from '../classification/pack-driven-classifier';
/**
 * FCRA (Fair Credit Reporting Act, 15 U.S.C. §1681) category classifiers.
 * Governs use of consumer report information. Consumer reports must only be
 * accessed for permissible purposes. Tradelines, derogatory marks, inquiries,
 * and public records in a consumer report context are FCRA-regulated.
 */
export declare const FCRA_CATEGORY_CLASSIFIERS: CategoryClassifiers;
export declare const FCRA_PACK: CompliancePack & {
    categoryClassifiers: CategoryClassifiers;
    subjectKeyedCategories: string[];
};
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