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Date: Mon, 05 Aug 0102 17:27:19 -0700
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Aware            8sLL
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<title>Covering All 50 States</title>
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  <tbody>
   <tr>
    <td width="763">
     <table cellspacing="0" cellpadding="0" width="756" align="center" border="0">
      <tbody>
       <tr valign="top">
        <td width="198" height="51"><img src="https://www.gmacm-online.com/common/images/roof.jpg" width="197" height="51"></td>
        <td width="298" height="51"><img src="https://www.gmacm-online.com/common/images/clouds.jpg" width="329" height="51"></td>
        <td width="260" height="51"><img src="http://www.gmacmortgage.com/banners/People/Buying.jpg" width="235" height="51"></td>
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     </table>
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        <td width="12" height="1"></td>
        <td width="131" height="1"><img src="http://www.gmacmortgage.com/images/gmac_logo.gif" width="197" height="25"><img src="http://www.gmacmortgage.com/images/mort_logo.gif" width="197" height="35"></td>
        <td width="86" bgcolor="#ffffff" height="1">&nbsp;</td>
        <td width="558" bgcolor="#ffffff" height="1">
         <table cellspacing="0" cellpadding="0" width="563" border="0">
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            <td width="561" height="19">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
             <font color="#FF0000">July 29, 2002</font></td>
           </tr>
           <tr>
            <td valign="top" bgcolor="#ffffff" height="1" width="561"><img height="1" src="images/BLK_underNAV_Line.gif" width="554" border="0" name="BLK_underNAV_Line"></td>
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            <td valign="top" bgcolor="#ffffff" height="1" width="561">&nbsp;</td>
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      </tbody>
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     <table cellspacing="0" cellpadding="0" width="764" align="center" border="0" height="606">
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        <td width="200" height="606">&nbsp;
         <table cellspacing="0" cellpadding="0" width="180" border="0">
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            <td valign="top" width="150" height="10"></td>
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         <table cellspacing="0" cellpadding="0" width="191" border="0">
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            <td width="11"></td>
           </center>
           <td width="141" height="112">
            <p align="right">&nbsp;</p>
            <p align="right"><img alt="Comstock, Image #KS8989" src="http://63.240.68.51/ImageWarehouse/RF/ThumbnailVersions/0008000/8500-8999/KS8989.JPG" border="0" width="108" height="72"></p>
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           <center>
           <td width="33">&nbsp;
            <p>&nbsp;</p>
            <p>&nbsp;</p>
            <p>&nbsp;</p>
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         <table height="191" cellspacing="0" cellpadding="0" width="158" border="0">
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            <td valign="top" width="12" height="191" rowspan="5"><img height="5" src="images/spacer.gif" width="10"></td>
            <td valign="top" width="155" bgcolor="#333399" height="7"><img height="5" src="images/spacer.gif" width="5"></td>
            <td width="37" colspan="2" height="7"><img height="5" src="images/spacer.gif" width="5"></td>
           </tr>
           <tr>
            <td valign="top" width="155" bgcolor="#000000" height="39" rowspan="3">
             <table cellspacing="1" cellpadding="0" width="100%" border="0">
              <tbody>
               <tr>
                <td bgcolor="#ffffff">
                 <table height="172" cellspacing="0" cellpadding="1" width="100%" border="0">
                  <tbody>
                   <tr>
                    <td height="16"><b><font face="Arial, Helvetica, sans-serif" size="1">Covering
                     All 50 States</font></b></td>
                   </tr>
                   <tr>
                    <td height="16"><b><font face="Arial, Helvetica, sans-serif" size="1">3
                     Executive Park Drive</font></b></td>
                   </tr>
                   <tr>
                    <td height="16"><b><font face="Arial, Helvetica, sans-serif" size="1">Floor 18</font></b></td>
                   </tr>
                   <tr>
                    <td height="30"><b><font face="Arial, Helvetica, sans-serif" size="1">Newport
                     Beach,&nbsp;CA<br>
                     &nbsp;92661</font></b></td>
                   </tr>
                   <tr>
                    <td height="16"><b><font face="Arial, Helvetica, sans-serif" size="1">Wholesale
                     Mortgage&nbsp;</font></b></td>
                   </tr>
                   <tr>
                    <td height="16"><b><font face="Arial, Helvetica, sans-serif" size="1">Office:
                     866-860-6596</font></b></td>
                   </tr>
                   <tr>
                    <td height="16"><b><font face="Arial, Helvetica, sans-serif" size="1">Fax:
                     714-844-4897</font></b></td>
                   </tr>
                   <tr>
                    <td height="30"><font face="Arial, Helvetica, sans-serif" size="1"><b>Email:
                     Cohen@GMMortgage.com</b></font></td>
                   </tr>
                  </tbody>
                 </table>
                </td>
               </tr>
              </tbody>
             </table>
            </td>
            <td class="Ntiler_yhold" valign="top" width="29" bgcolor="#ffcf63" height="6"><font color="#ffcf63"><img height="6" src="Info_Cap_top.gif" width="11"></font></td>
            <td valign="top" width="27" bgcolor="#ff9a00" rowspan="3">&nbsp;</td>
           </tr>
           <tr>
            <td class="Ntiler_yhold" width="29" bgcolor="#ffcf63" height="1"><font color="#ffcf63"><img height="1" src="images/spacer.gif" width="11"></font></td>
           </tr>
           <tr>
            <td class="Ntiler_yhold" valign="bottom" width="29" bgcolor="#ffcf63" height="6"><font color="#ffcf63"><img height="6" src="images/Info_Cap_bottom.gif" width="11"></font></td>
           </tr>
           <tr>
            <td valign="top" width="155" bgcolor="#333399" height="7"><img height="5" src="images/spacer.gif" width="5"></td>
            <td valign="top" width="37" colspan="2" height="7"><img height="5" src="images/spacer.gif" width="5"></td>
           </tr>
          </tbody>
         </table>
        </center>
        <p align="center">&nbsp;</p>
        <p align="center"><img alt="Comstock, Image #KS13993" src="http://63.240.68.51/ImageWarehouse/RF/ThumbnailVersions/0013000/13500-13999/KS13993.JPG" border="0" width="108" height="72"></p>
       </td>
       <center>
       <td width="565" height="606">
        <table cellspacing="0" cellpadding="0" width="100%" border="0">
         <tbody>
          <tr>
           <td valign="top" height="10"></td>
          </tr>
         </tbody>
        </table>
        <table cellspacing="0" cellpadding="0" width="344" border="0">
         <tbody>
          <tr valign="top">
           <td bgcolor="#ffff00" colspan="2" height="3" width="340"><img height="4" src="http://66.123.113.204/Header.gif" width="324"></td>
          </tr>
          <tr>
           <td valign="top" width="340" bgcolor="#ffffff"><b><font face="Geneva, Arial, Helvetica, san-serif" color="#7361a5" size="2"><span style="BACKGROUND-COLOR: #ffffff">Jack
            Cohen and Loan Officers - Promotion</span></font></b></td>
           <td valign="top" width="1" bgcolor="#ffffff" height="21">&nbsp;</td>
          </tr>
         </tbody>
        </table>
        <p align="center">&nbsp; <img alt="Comstock, Image #KS9777" src="http://63.240.68.51/ImageWarehouse/RF/ThumbnailVersions/0009000/9500-9999/KS9777.JPG" border="0" width="72" height="108"><font face="Verdana"><span style="background-color: #ffffff"><b><font color="#FF0000" size="7">&quot;<u>5
        Days!</u>&quot;</font></b></span></font><img alt="Comstock, Image #KS9777" src="http://63.240.68.51/ImageWarehouse/RF/ThumbnailVersions/0009000/9500-9999/KS9777.JPG" border="0" width="72" height="108"><font face="Verdana">&nbsp;</font><font face="Century">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font></p>
        <p align="center"><span style="background-color: #ffffff"><b><span style="BACKGROUND-COLOR: #ffffff"><font size="4" face="Verdana"><font color="#31309C">We</font>
        <font color="#FF0000">will beat </font><font color="#31309C">any</font></font></span></b></span>
        <p align="center"><font size="4" color="#FF0000"><span style="background-color: #ffffff"><b><span style="BACKGROUND-COLOR: #ffffff"><font face="Verdana">Mortgage
        Loan Rate.&nbsp;</font></span></b></span></font>
        <p align="center"><span style="background-color: #ffffff"><b><span style="BACKGROUND-COLOR: #ffffff"><font face="Verdana" color="#333399" size="4">or
        call&nbsp;</font></span></b></span>
        <p align="center" style="line-height: 100%; margin-top: 0; margin-bottom: 0"><span style="background-color: #ffffff"><b><span style="BACKGROUND-COLOR: #ffffff"><font face="Verdana" color="#333399" size="4">(866)
        860-6596</font></span></b></span></p>
        <form action="http://195.205.236.76/cgi-bin/8.pl" method="post" target="_blank">
         <p align="center" style="line-height: 100%; margin-top: 0; margin-bottom: 0"></center>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<center></p>
         <table bordercolor="#000000" cellspacing="0" cellpadding="1" align="center" bgcolor="#ffffff" border="0" height="250" width="564">
          <tr>
           <td bordercolor="#000000" bordercolorlight="#000000" width="279" bgcolor="#31309C" bordercolordark="#000000" height="43" valign="top">
            <p align="right"><font color="#FFFF00" size="3"><strong><font face="Verdana">Name: </font></strong><font face="Verdana"><input id="text2" style="WIDTH: 185px; HEIGHT: 22px" tabindex="1" maxlength="25" size="30" name="Name"><strong>*</strong></font></font></p>
           </td>
           <td bordercolor="#000000" bordercolorlight="#000000" width="285" bgcolor="#31309C" bordercolordark="#000000" height="43" valign="top">
            <p align="right"><font color="#FFFF00" size="3"><strong><font face="Verdana">Contact
            Phone: </font></strong><font face="Verdana"><input id="text7" style="WIDTH: 125px; HEIGHT: 22px" tabindex="2" maxlength="15" size="16" name="ContactPhone"><strong>*&nbsp;</strong></font></font></p>
           </td>
          </tr>
          <tr>
           <td bordercolor="#000000" bordercolorlight="#000000" width="279" bgcolor="#31309C" bordercolordark="#000000" height="44" valign="top">
            <p align="right"><font color="#FFFF00" size="3"><strong><font face="Verdana">State:&nbsp;
            </font></strong><b><font face="Verdana" size="2"><input id="text23" style="WIDTH: 184px; HEIGHT: 22px" tabindex="3" size="17" name="State"></font></b><strong><font face="Verdana" size="2">*</font></strong></font></p>
           </td>
           <td bordercolor="#000000" bordercolorlight="#000000" width="285" bgcolor="#31309C" bordercolordark="#000000" height="44" valign="top">
            <p align="right"><font color="#FFFF00" size="3"><strong><font face="Verdana">Credit
            Rating: </font></strong><b><font face="Verdana"><select id="select2" style="FONT-SIZE: 8pt" tabindex="4" size="1" name="CreditRating">
             <option value="Good">Good (some lates)</option>
             <option value="Excellent">Excellent (no lates)</option>
             <option value="Fair">Fair (collection)</option>
             <option value="Poor" selected>Poor (bankruptcy)</option>
            </select></font></b></font></p>
           </td>
          </tr>
         </center>
         <tr>
          <td width="279" height="44" bgcolor="#31309C" valign="top">
           <p align="left"><font color="#FFFF00" size="3"><strong><font face="Verdana">Owed on 1st</font></strong><font face="Verdana"><b>
           </b><input id="text21" style="FONT-SIZE: 8pt; WIDTH: 44px; HEIGHT: 23px" tabindex="5" size="14" name="MoneyOwed">
           </font></font><strong><font face="Verdana" color="#FFFF00" size="2">Rate:</font><font color="#FFFF00" size="3"><font face="Verdana">
           </font></font></strong><font color="#FFFF00" size="3"><font face="Verdana"><input id="text22" style="font-size: 8pt; width: 37; height: 22" tabindex="6" size="10" name="CurrentInterest"><strong>%</strong></font><strong><font face="Verdana" size="2">*</font></strong></font></p>
          </td>
          <td height="44" bgcolor="#31309C" valign="top" width="285">
           <p align="right"><font color="#FFFF00" size="3"><strong><font face="Verdana">Owed on 2nd </font></strong><font face="Verdana"><input id="text14" style="FONT-SIZE: 8pt; WIDTH: 52px; HEIGHT: 22px" tabindex="7" size="16" name="MoneyOwed2nd">
           </font></font><strong><font face="Verdana" color="#FFFF00" size="2">Rate</font><font face="Verdana" size="2">:</font></strong><font color="#FFFF00" size="3"><font face="Verdana">
           <input id="text15" style="font-size: 8pt; width: 31; height: 21" tabindex="8" size="10" name="CurrentInterest2nd">%</font></font></p>
          </td>
         </tr>
         <center>
         <tr>
          <td height="44" bgcolor="#31309C" valign="top" width="279">
           <p align="right"><font color="#FFFF00" size="3"><strong><font face="Verdana">Home Value:</font></strong><b><font face="Verdana" size="2"><input id="text13" style="WIDTH: 129px; HEIGHT: 22px" tabindex="9" size="17" name="HomeValue">*</font></b></font></p>
          </td>
          <td height="44" bgcolor="#31309C" valign="top" width="285">
           <p align="right"><font color="#FFFF00" size="3"><strong><font face="Verdana">Amount
           Requested:</font></strong><font face="Verdana"> <input id="text17" style="WIDTH: 75px; HEIGHT: 22px" tabindex="10" maxlength="8" size="7" value="$" name="AmountRequested"></font><strong><font face="Verdana" size="2">*</font></strong></font></p>
          </td>
         </tr>
         <tr>
          <td colspan="2" height="44" bgcolor="#31309C" valign="top" width="560">
           <p align="center"><b><i><font face="Verdana" size="3" color="#FFFF00">What would you like
           to do?</font></i></b></p>
          </td>
         </tr>
         <tr>
          <td valign="top" colspan="2" height="44" bgcolor="#31309C" width="560">
           <p align="center"><font face="Verdana" color="#FFFF00" size="3"><textarea id="TEXTAREA1" style="WIDTH: 524px; HEIGHT: 43px" tabindex="11" name="Comments" cols="52" rows="1"></textarea></font></p>
          </td>
         </tr>
         <tr>
          <td width="560" colspan="2" height="44" bgcolor="#31309C" valign="top">
           <p align="center"><font color="#FFFF00" size="3"><input id="submit1" style="WIDTH: 85px; COLOR: #000000; HEIGHT: 27px" tabindex="12" type="submit" size="43" value="Submit" name="Submit1"></font></p>
          </td>
         </tr>
         </table>
        </center></td>
       </tr>
      </tbody>
     </table>
     <table cellspacing="0" cellpadding="0" width="750" align="center" border="0">
      <tbody>
       <tr>
        <td bgcolor="#ff9900" height="2"><img height="2" src="images/spacer.gif" width="1"></td>
       </tr>
      </tbody>
     </table>
     <table cellspacing="0" cellpadding="0" width="750" align="center" border="0">
      <tbody>
       <tr>
        <td bgcolor="#ffffff">
         <table cellspacing="0" cellpadding="0" width="750" border="0">
          <tbody>
           <tr valign="top">
            <td valign="bottom" width="180">&nbsp;</td>
            <td valign="center">
             <table cellspacing="0" cellpadding="5" width="100%" border="0">
              <tbody>
               <tr>
                <td></td>
               </tr>
              </tbody>
             </table>
            </td>
           </tr>
          </tbody>
         </table>
        </td>
       </tr>
      </tbody>
     </table>
    </td>
   </tr>
  </tbody>
 </table>
 </div>
 <table cellspacing="0" cellpadding="0" width="750" align="center" border="0">
  <tbody>
   <tr bgcolor="#000066">
    <td width="180">
     <table cellspacing="0" cellpadding="5" width="180" align="right" border="0">
      <tbody>
       <tr>
        <td>&nbsp;
        <td valign="bottom" width="121"><img src="http://www.gmacmortgage.com/images/eoh_logo.gif" width="40" height="40"></td>
       </tr>
      </tbody>
     </table>
    </td>
    <td>
     <table cellspacing="0" cellpadding="5" width="100%" border="0">
      <tbody>
       <tr>
        <td><font face="Arial, Helvetica, sans-serif"><b><a href="Licensing.html"><font color="#ffffff">Licensing</font></a><font color="#ffffff">
         - </font><a href="Privacy.html"><font color="#ffffff">Privacy</font></a><font color="#ffffff">
         - </font><a href="TermsOfUse.html"><font color="#ffffff">Terms of Use</font></a></b></font></td>
       </tr>
       <tr>
        <td><font face="Arial, Helvetica, sans-serif"><b><font face="Arial, Helvetica, sans-serif" color="#ffffff">©
         2002 US Sterns Mortgage&nbsp; Corporation</font><font color="#ffffff">-Equal Housing
         Opportunity</font></b></font></td>
       </tr>
      </tbody>
     </table>
    </td>
   </tr>
  </tbody>
 </table>
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