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To: <RateShoppers@ms2.hinet.net>
Subject: Rates DROPPED! Refinancing your house can SAVE you big dollars!
Date: Wed, 30 May 2001 22:02:50 -0700
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<html>

<head>

<META NAME=3D"GENERATOR" CONTENT=3D"Arachnophilia 3.9">
<META NAME=3D"FORMATTER" CONTENT=3D"Arachnophilia 3.9">

<title>Lender's Network</title>

<style fprolloverstyle>A:hover {color: #FF0000}

</style>

</head>

<body bgcolor=3D"tan" background=3D"">

<B><CENTER><FONT SIZE=3D"5" COLOR=3D"#000000" FACE=3D"Times New Roman"><U>=
<B><CENTER>The Lenders Network!</CENTER></B></U></FONT></CENTER></B>

<th align=3D"center" nowrap width=3D"334" height=3D"190" valign=3D"top">
<p>
<h3 align=3D"center"><font color=3D"#000000"><font face=3D"Tahoma"> Where =
mortgage lenders compete for

</font><b><i><u><font face=3D"Tahoma"> your</font></u></i></b><font face=3D=
"Tahoma">

 business!
<center><h3><font color=3D#0000ff>Current Information For</h3></center>
<SCRIPT language=3DJavaScript>
<!--

// Begin

var months=3Dnew Array(13);

months[1]=3D"January";

months[2]=3D"February";

months[3]=3D"March";

months[4]=3D"April";

months[5]=3D"May";

months[6]=3D"June";

months[7]=3D"July";

months[8]=3D"August";

months[9]=3D"September";

months[10]=3D"October";

months[11]=3D"November";

months[12]=3D"December";

var time=3Dnew Date();

var lmonth=3Dmonths[time.getMonth() + 1];

var date=3Dtime.getDate();

var year=3Dtime.getYear();



// Y2K Fix by Isaac Powell

// http://onyx.idbsu.edu/~ipowell



if ((navigator.appName =3D=3D "Microsoft Internet Explorer") && (year < 20=
00))

year=3D"19" + year;

if (navigator.appName =3D=3D "Netscape")

year=3D1900 + year;

document.write("<center>" + lmonth + " ");

document.write(date + ", " + year + "</center>");

// End

// --></SCRIPT>
</font>
<table border=3D"0" width=3D"750">

  <tr>

    <td width=3D"389" height=3D"190" valign=3D"top"><b><font face=3D"Arial=
" color=3D"#000000"><br>

      The "Lenders Network" is a 100% FREE TO BUYER Service.  Fill in our =
<a href=3D"#form">

 <i><font color=3D#0000ff>5 Minute quote request form</font></i></a> and w=
e will instantly submit your loan request to

      our competing lenders!</font></b><p><font face=3D"Arial" color=3D"#0=
00000">The<b>

      financial experts</b> comprising the "Lender's Network" represent hu=
ndreds of loan programs, <br>
including</font></p>

      <blockquote>
        <blockquote>
          <ul>
            <li><b> <font face=3D"Arial" color=3D"#000000"> purchase loans=
</font></b></li>
            <li><b><font face=3D"Arial" color=3D"#000000">refinance</font>=
</b></li>
            <li><b><font face=3D"Arial" color=3D"#000000">debt
              consolidation</font></b></li>
            <li><b><font face=3D"Arial" color=3D"#000000">home improvement=
&nbsp;</font></b></li>
            <li><b><font face=3D"Arial" color=3D"#000000">second mortgages=
</font></b></li>
            <li><b><font face=3D"Arial" color=3D"#000000">no income
              verification</font></b></li>
          </ul>
        </blockquote>
      </blockquote>

		<td>
			<p><font face=3D"Arial">Our Network of Lenders are <b><u>Licensed and R=
egistered</u></b> to do business in all 50 U.S. States.  You will often be=
 <b><u>contacted with an offer</u></b> the very same day you fill out the =
form!<P>

<u><b><font color=3D#0000ff>NEVER SETTLE FOR A SINGLE QUOTE!</font></b></u=
><p>


<p><font face=3D"Arial"> You can save <i><b><u>Thousands Of Dollars</u></b=
></i> over the course of your loan with just a 1/4 of 1% Drop in your rate=
!  The information you provide to
our extensive database of <b>Financial Experts</b> will result in offer's =
meeting the exact criterion you requested.</font><br><p>

<font color=3D#0000ff><b>Get MULTIPLE OFFER'S and get the loan you want...=
.and DESERVE!</b></font><br>
		</td>


      </p>

</table>
  </center>
<p align=3D"center"><center><font face=3D"Arial" size=3D"3" color=3D"#0000=
80"><b>Please
complete this form.<br>
Our loan specialist will be contacting you at your convenience.<br>
Thank You.</center> </b></font><script language=3D"JavaScript">







<!-- 







function validate_form() {







validity =3D true; // assume valid







if (!check_empty(document.form.Name.value))







{ validity =3D false; alert('Name field is empty!'); }







if (!check_empty(document.form.HPhone.value))







{ validity =3D false; alert('Home Phone field is empty!'); }







if (!check_empty(document.form.PropertyValue.value))







{ validity =3D false; alert('Property Value field is empty!'); }







if (!check_empty(document.form.PurchasePrice.value))







{ validity =3D false; alert('Purchase Price field is empty!'); }







if (!check_empty(document.form.YearAcquired.value))







{ validity =3D false; alert('Year Acquired field is empty!'); }







if (!check_empty(document.form.Mortgage1.value))







{ validity =3D false; alert('First Mortgage Balance Field is empty!'); }







if (!check_empty(document.form.CurrentIntRate.value))







{ validity =3D false; alert('First Mortgage Interest Rate field is empty!'=
); }







if (!check_empty(document.form.BorrowRequest.value))







{ validity =3D false; alert('Amount You Wish To Borrow field is empty!'); =
}







if (!check_empty(document.form.MonthlyGrIncome.value))







{ validity =3D false; alert('Gross Monthly Income field is empty!'); }







(validity)







alert ("Thank you for your registration! "







+ "Your form is now being passed to your browser's "







+ "Mail Delivery Sub-System for NORMAL"







+ " NON-ENCRYPTED email delivery."







+ " All email addresses are removed from our system"







+ " upon registration. Please click OK to proceed");







return validity;







}







function check_empty(text) {







return (text.length > 0); // returns false if empty







}







// -->







</script>
</p>
<form name=3D"form" onsubmit=3D"return validate_form()" 
action=3D"mailto:reffon887@uole.com?SUBJECT=3DMortgage Contact 2" method=3D=
"POST" encType=3D"text/plain">
  <center>
  <table cellSpacing=3D"0" cellPadding=3D"0" width=3D"552" bgColor=3D"#993=
366" border=3D"0">
    <caption>&nbsp;</caption>
    <tbody>
    </tbody>
  </center>
  <tbody>
    <tr>
      <td noWrap align=3D"left" width=3D"536" bgColor=3D"#000080" colSpan=3D=
"2"><center><b><font size=3D"+0" color=3D"#ffffff" face=3D"Arial">Contact
        Information: * Required Info</font></b></center></td>
    </tr>
    <tr align=3D"middle">
      <td align=3D"right" width=3D"208" bgColor=3D"#000080"><font size=3D"=
+0" color=3D"#ffffff" face=3D"Arial">Name:</font></td>
      <td align=3D"left" width=3D"328" bgColor=3D"#000080"><input maxLengt=
h=3D"60" size=3D"29" name=3D"Name"><font color=3D"#ffffff">*</font></td>
    </tr>
    <tr align=3D"middle">
      <td align=3D"right" width=3D"208" bgColor=3D"#000080"><font size=3D"=
+0" color=3D"#ffffff" face=3D"Arial">Address:</font></td>
      <td align=3D"left" width=3D"328" bgColor=3D"#000080"><input maxLengt=
h=3D"50" size=3D"29" name=3D"Address"><font color=3D"#ffffff">*</font></td=
>
    </tr>
    <tr align=3D"middle">
      <td align=3D"right" width=3D"208" bgColor=3D"#000080"><font size=3D"=
+0" color=3D"#ffffff" face=3D"Arial">City:</font></td>
      <td align=3D"left" width=3D"328" bgColor=3D"#000080"><input id=3D"Ci=
ty" maxLength=3D"30" size=3D"29" name=3D"City"><font color=3D"#ffffff">*</=
font></td>
    </tr>
    <tr align=3D"middle">
      <td align=3D"right" width=3D"208" bgColor=3D"#000080"><font size=3D"=
+0" color=3D"#ffffff" face=3D"Arial">State
        (USA Only):</font></td>
      <td align=3D"left" width=3D"328" bgColor=3D"#000080"><select id=3D"S=
tate" size=3D"1" name=3D"State">
          <option value=3D"AK" selected>AK</option>
          &nbsp;
          <option value=3D"AR">AR</option>
          &nbsp;
          <option value=3D"AZ">AZ</option>
          &nbsp;
          <option value=3D"CA">CA</option>
          &nbsp;
          <option value=3D"CO">CO</option>
          &nbsp;
          <option value=3D"CT">CT</option>
          &nbsp;
          <option value=3D"DC">DC</option>
          &nbsp;
          <option value=3D"DE">DE</option>
          &nbsp;
          <option value=3D"FL">FL</option>
          &nbsp;
          <option value=3D"GA">GA</option>
          &nbsp;
          <option value=3D"HI">HI</option>
          &nbsp;
          <option value=3D"IA">IA</option>
          &nbsp;
          <option value=3D"ID">ID</option>
          &nbsp;
          <option value=3D"IL">IL</option>
          &nbsp;
          <option value=3D"IN">IN</option>
          &nbsp;
          <option value=3D"KS">KS</option>
          &nbsp;
          <option value=3D"KY">KY</option>
          &nbsp;
          <option value=3D"LA">LA</option>
          &nbsp;
          <option value=3D"MA">MA</option>
          &nbsp;
          <option value=3D"MD">MD</option>
          &nbsp;
          <option value=3D"ME">ME</option>
          &nbsp;
          <option value=3D"MI">MI</option>
          &nbsp;
          <option value=3D"MN">MN</option>
          &nbsp;
          <option value=3D"MO">MO</option>
          &nbsp;
          <option value=3D"MS">MS</option>
          &nbsp;
          <option value=3D"MT">MT</option>
          &nbsp;
          <option value=3D"NC">NC</option>
          &nbsp;
          <option value=3D"ND">ND</option>
          &nbsp;
          <option value=3D"NE">NE</option>
          &nbsp;
          <option value=3D"NH">NH</option>
          &nbsp;
          <option value=3D"NJ">NJ</option>
          &nbsp;
          <option value=3D"NM">NM</option>
          &nbsp;
          <option value=3D"NV">NV</option>
          &nbsp;
          <option value=3D"NY">NY</option>
          &nbsp;
          <option value=3D"OH">OH</option>
          &nbsp;
          <option value=3D"OK">OK</option>
          &nbsp;
          <option value=3D"OR">OR</option>
          &nbsp;
          <option value=3D"PA">PA</option>
          &nbsp;
          <option value=3D"RI">RI</option>
          &nbsp;
          <option value=3D"SC">SC</option>
          &nbsp;
          <option value=3D"SD">SD</option>
          &nbsp;
          <option value=3D"TN">TN</option>
          &nbsp;
          <option value=3D"TX">TX</option>
          &nbsp;
          <option value=3D"UT">UT</option>
          &nbsp;
          <option value=3D"VA">VA</option>
          &nbsp;
          <option value=3D"VT">VT</option>
          &nbsp;
          <option value=3D"WA">WA</option>
          &nbsp;
          <option value=3D"WI">WI</option>
          &nbsp;
          <option value=3D"WV">WV</option>
          &nbsp;
          <option value=3D"WY">WY&nbsp;</option>
          &nbsp;
        </select><font color=3D"#ffffff">*</font></td>
    </tr>
    <tr align=3D"middle">
      <td align=3D"right" width=3D"208" bgColor=3D"#000080"><font size=3D"=
+0" color=3D"#ffffff" face=3D"Arial">Zip/Postal
        Code:</font></td>
      <td align=3D"left" width=3D"328" bgColor=3D"#000080"><input maxLengt=
h=3D"10" size=3D"14" name=3D"PostalCode"><font color=3D"#ffffff">*</font><=
/td>
    </tr>
    <tr align=3D"middle">
      <td align=3D"right" width=3D"208" bgColor=3D"#000080"><font size=3D"=
+0" color=3D"#ffffff" face=3D"Arial">Home
        Phone:&nbsp;</font></td>
      <td align=3D"left" width=3D"328" bgColor=3D"#000080"><input maxLengt=
h=3D"12" size=3D"14" name=3D"HPhone"><font color=3D"#ffffff">*</font></td>
    </tr>
    <tr align=3D"middle">
      <td align=3D"right" width=3D"208" bgColor=3D"#000080"><font size=3D"=
+0" color=3D"#ffffff" face=3D"Arial">Work
        Phone:</font></td>
      <td align=3D"left" width=3D"328" bgColor=3D"#000080"><input maxLengt=
h=3D"12" size=3D"14" name=3D"WPhone"><font color=3D"#ffffff">*</font></td>
    </tr>
    <tr align=3D"middle">
      <td align=3D"right" width=3D"208" bgColor=3D"#000080"><font size=3D"=
+0" color=3D"#ffffff" face=3D"Arial">Email
        Address:</font></td>
      <td align=3D"left" width=3D"328" bgColor=3D"#000080"><input maxLengt=
h=3D"100" size=3D"14" name=3D"Email"><font color=3D"#ffffff">*</font></td>
    </tr>
    <tr align=3D"middle">
      <td align=3D"right" width=3D"208" bgColor=3D"#000080"><font size=3D"=
+0" color=3D"#ffffff" face=3D"Arial">Best
        Time to Call:</font></td>
      <td align=3D"left" width=3D"328" bgColor=3D"#000080"><select size=3D=
"1" name=3D"CallTime">
          <option value=3D"Morning at Home" selected>Morning at Home</opti=
on>
          &nbsp;
          <option value=3D"Morning at Work">Morning at Work</option>
          &nbsp;
          <option value=3D"Afternoon at Home">Afternoon at Home</option>
          &nbsp;
          <option value=3D"Afternoon at Work">Afternoon at Work</option>
          &nbsp;
          <option value=3D"Evening at Home">Evening at Home</option>
          &nbsp;
          <option value=3D"Late Evening at Work">Late Evening at Home</opt=
ion>
          &nbsp;
        </select></td>
    </tr>
  </tbody>
  </table>
  <div align=3D"center">
    <center>
    <table cellSpacing=3D"0" cellPadding=3D"0" width=3D"550" bgColor=3D"#0=
00099" border=3D"0">
      <tbody>
        <tr>
          <td align=3D"right" width=3D"212" bgColor=3D"#000080"><font size=
=3D"+0" color=3D"#ffffff" face=3D"Arial">Do
            You Own Your Home?:</font></td>
          <td width=3D"334" bgColor=3D"#000080"><select size=3D"1" name=3D=
"Homeowner">
              <option value=3D"Yes" selected>Yes</option>
              &nbsp;
              <option value=3D"No">No</option>
              &nbsp;
            </select><b><font size=3D"-1" color=3D"#ffffff" face=3D"Arial"=
>Mobile
            Homes DO NOT Qualify</font></b></td>
        </tr>
        <tr>
          <td align=3D"right" width=3D"212" bgColor=3D"#000080"><font size=
=3D"+0" color=3D"#ffffff" face=3D"Arial">Property
            Value:</font></td>
          <td width=3D"334" bgColor=3D"#000080"><input maxLength=3D"100" s=
ize=3D"14" name=3D"PropertyValue"><font color=3D"#ffffff">*</font></td>
        </tr>
        <tr>
          <td align=3D"right" width=3D"212" bgColor=3D"#000080"><font size=
=3D"+0" color=3D"#ffffff" face=3D"Arial">Property
            Type:</font></td>
          <td width=3D"334" bgColor=3D"#000080"><select size=3D"1" name=3D=
"PropertyType">
              <option value=3D"Single Family Residence" selected>Single Fa=
mily
              Residence</option>
              &nbsp;
              <option value=3D"Condo">Condo</option>
              &nbsp;
              <option value=3D"Townhouse">Townhouse</option>
              &nbsp;
              <option value=3D"2-4 Plex">2-4 Plex</option>
              &nbsp;
              <option value=3D"Other">Other</option>
              &nbsp;
            </select></td>
        </tr>
        <tr>
          <td align=3D"right" width=3D"212" bgColor=3D"#000080"><font size=
=3D"+0" color=3D"#ffffff" face=3D"Arial">Purchase
            Price:</font></td>
          <td width=3D"334" bgColor=3D"#000080"><input maxLength=3D"100" s=
ize=3D"14" name=3D"PurchasePrice"><font color=3D"#ffffff">*</font></td>
        </tr>
        <tr>
          <td align=3D"right" width=3D"212" bgColor=3D"#000080"><font size=
=3D"+0" color=3D"#ffffff" face=3D"Arial">Year
            Acquired:</font></td>
          <td width=3D"334" bgColor=3D"#000080"><input maxLength=3D"100" s=
ize=3D"14" name=3D"YearAcquired"><font color=3D"#ffffff">*</font></td>
        </tr>
        <tr>
          <td align=3D"right" width=3D"212" bgColor=3D"#000080"><font size=
=3D"+0" color=3D"#ffffff" face=3D"Arial">1st
            Mortgage Balance Owed:</font></td>
          <td width=3D"334" bgColor=3D"#000080"><input maxLength=3D"100" s=
ize=3D"14" name=3D"Mortgage1"><font color=3D"#ffffff">*</font></td>
        </tr>
        <tr>
          <td align=3D"right" width=3D"212" bgColor=3D"#000080"><font size=
=3D"+0" color=3D"#ffffff" face=3D"Arial">1st
            Mortgage Interest Rate:</font></td>
          <td width=3D"334" bgColor=3D"#000080"><input maxLength=3D"100" s=
ize=3D"14" name=3D"CurrentIntRate"><font color=3D"#ffffff">*</font></td>
        </tr>
        <tr>
          <td align=3D"right" width=3D"212" bgColor=3D"#000080"><font size=
=3D"+0" color=3D"#ffffff" face=3D"Arial">Is
            1st Adjustable or Fixed?:</font></td>
          <td width=3D"334" bgColor=3D"#000080"><select size=3D"1" name=3D=
"FirstType">
              <option value=3D"Fixed" selected>Fixed</option>
              &nbsp;
              <option value=3D"Adjustable">Adjustable</option>
              &nbsp;
            </select><font color=3D"#ffffff">*</font></td>
        </tr>
        <tr>
          <td align=3D"right" width=3D"212" bgColor=3D"#000080"><font size=
=3D"+0" color=3D"#ffffff" face=3D"Arial">2nd
            Mortgage Balance Owed:</font></td>
          <td width=3D"334" bgColor=3D"#000080"><input maxLength=3D"100" s=
ize=3D"14" name=3D"Mortgage2"></td>
        </tr>
        <tr>
          <td align=3D"right" width=3D"212" bgColor=3D"#000080"><font size=
=3D"+0" color=3D"#ffffff" face=3D"Arial">Amount
            You Wish To Borrow:</font></td>
          <td width=3D"334" bgColor=3D"#000080"><input maxLength=3D"100" s=
ize=3D"14" name=3D"BorrowRequest"><font color=3D"#ffffff">*</font></td>
        </tr>
        <tr>
          <td align=3D"right" width=3D"212" bgColor=3D"#000080"><font size=
=3D"+0" color=3D"#ffffff" face=3D"Arial">Employer:</font></td>
          <td width=3D"334" bgColor=3D"#000080"><input maxLength=3D"100" s=
ize=3D"14" name=3D"Employer"></td>
        </tr>
        <tr>
          <td align=3D"right" width=3D"212" bgColor=3D"#000080"><font size=
=3D"+0" color=3D"#ffffff" face=3D"Arial">Monthly
            Gross Household Income:</font></td>
          <td width=3D"334" bgColor=3D"#000080"><input maxLength=3D"100" s=
ize=3D"14" name=3D"MonthlyGrIncome"><font color=3D"#ffffff">*</font></td>
        </tr>
        <tr>
          <td bgColor=3D"#000080">
            <div align=3D"right">
              <font size=3D"+0" face=3D"Arial"><font color=3D"#ffffff">Mon=
thly Debt:</font><font color=3D"#0000ff">:</font></font>&nbsp;
            </div>
          </td>
          <td bgColor=3D"#000080"><input maxLength=3D"100" size=3D"14" nam=
e=3D"MonthlyDebt"></td>
        </tr>
        <tr>
          <td noWrap align=3D"right" width=3D"212" bgColor=3D"#000080"><fo=
nt size=3D"+0" color=3D"#ffffff" face=3D"Arial">Credit
            Rating:</font></td>
          <td width=3D"334" bgColor=3D"#000080"><select size=3D"1" name=3D=
"CreditRating">
              <option value=3D"Please Select" selected>Please Select</opti=
on>
              <option value=3D"Good">Good</option>
              &nbsp;&nbsp;
              <option value=3D"Fair">Fair</option>
              &nbsp;
              <option value=3D"Poor">Poor</option>
              <option value=3D"Excellent">Excellent</option>
              &nbsp;
            </select><font color=3D"#ffffff">*</font></td>
        </tr>
        <tr>
          <td align=3D"right" width=3D"212" bgColor=3D"#000080"><font size=
=3D"+0" color=3D"#ffffff" face=3D"Arial">Loan
            Interested In:</font></td>
          <td width=3D"334" bgColor=3D"#000080"><select size=3D"1" name=3D=
"LoanInterested">
              <option value=3D"Consolidation" selected>Debt Consolidation<=
/option>
              &nbsp;
              <option value=3D"Second">Second Mortgage</option>
              &nbsp;
              <option value=3D"Improvement">Home Improvement</option>
              &nbsp;
              <option value=3D"Refinance">Refinance</option>
              &nbsp;
              <option value=3D"Refinance">Purchase</option>
              &nbsp;
            </select><font color=3D"#ffffff">*</font></td>
        </tr>
      </tbody>
    </table>
    </center>
  </div>
  <center><input type=3D"submit" value=3D"Submit Form" name=3D"Submit"><in=
put type=3D"reset" value=3D"Clear Form">
  </form>
</center>
<p align=3D"center">&nbsp;
<hr width=3D"80%" size=3D"1" color=3D"#FF0000">
<p align=3D"center"><font face=3D"Arial" size=3D"2"><font color=3D"#000080=
"><b>Removal
Instructions<br>
</b>Click on the below link to be excluded from further communication.</fo=
nt>
<br><b><a href=3D"mailto:reffon887@uole.com?subject=3Dremove">Click Here</=
a></b></font>
</td>
</tr>
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