Dear ${BORROWER_NAME}

Attached is your ${MONTH} INTEREST STATEMENT.

To avoid penalty, please arrange transfer to GemCap (Account Number: 80009785264, Routing: 321081669) by 7th. Please confirm in writing to finance@gemcapsolutions.com and portfolio@gemcapsolutions.com how you intend to pay on or before the 6th. We thank you for your business and the ongoing relationship.

${signature}