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[![XO code style](https://shields.io/badge/code_style-5ed9c7?logo=xo&labelColor=gray)](ht","maintainers":[{"name":"tomerh2001","email":"tomerh2001@gmail.com"}],"readme":"# Israeli Banks → Actual Budget\n[![semantic-release](https://img.shields.io/badge/%20%20%F0%9F%93%A6%F0%9F%9A%80-semantic--release-e10079.svg)](https://github.com/semantic-release/semantic-release)\n[![XO code style](https://shields.io/badge/code_style-5ed9c7?logo=xo&labelColor=gray)](https://github.com/xojs/xo)\n[![Snyk Security](../../actions/workflows/snyk-security.yml/badge.svg)](../../actions/workflows/snyk-security.yml)\n[![CodeQL](../../actions/workflows/codeql.yml/badge.svg)](../../actions/workflows/codeql.yml)\n[![OpenSSF Scorecard](https://www.bestpractices.dev/projects/10403/badge)](https://www.bestpractices.dev/projects/10403)\n\nThis project provides an importer from Israeli banks (via [israeli-bank-scrapers](https://github.com/eshaham/israeli-bank-scrapers)) into [Actual Budget](https://github.com/actualbudget/actual).\n\n## Features\n\n1. **Multi Bank Support**  \n   Supports all of the institutions that the [israeli-bank-scrapers](https://github.com/eshaham/israeli-bank-scrapers) library covers (Bank Hapoalim, Cal, Leumi, Discount, etc.).\n\n2. **Prevents duplicate transactions**  \n   Uses Actual’s [`imported_id`](https://actualbudget.org/docs/api/reference/#transactions) logic.\n\n3. **Automatic Account Creation**  \n   If the bank account does not exist in Actual, it will be created automatically.\n\n4. **Reconciliation**  \n   Optional reconciliation to adjust account balances automatically.\n\n5. **Credit Card / Multi-Account Mapping (Targets)**  \n   Supports mapping multiple scraped accounts/cards into one Actual account, or mapping each scraped card into its own Actual account (via `targets` and `accounts`).\n\n6. **Concurrent Processing**  \n   Uses a queue (via [p-queue](https://www.npmjs.com/package/p-queue)) to manage scraping tasks concurrently.\n\n7. **Pending transactions are skipped**  \n   Only completed transactions are imported into Actual, which avoids provisional card amounts and pre-conversion foreign-currency rows landing in the final ledger.\n\n## Installation\n\n### Docker\nhttps://hub.docker.com/r/tomerh2001/israeli-banks-actual-budget-importer\n\n#### Example\n```yml\nservices:\n  importer:\n    image: tomerh2001/israeli-banks-actual-budget-importer:latest\n    restart: always\n    cap_add:\n      - SYS_ADMIN\n    environment:\n      - TZ=Asia/Jerusalem\n      - SCHEDULE=0 0 * * * # Optional (Used to run periodically - remove to run once)\n    volumes:\n      - ./config.json:/app/config.json\n      - ./cache:/app/cache # Optional\n      - ./chrome-data:/app/chrome-data # Optional (Used to solve 2FA issues like with hapoalim)\n```\n\n### Actual version compatibility\n\nThis importer bundles a specific `@actual-app/api` version, and Actual versions\nthe API package and the server together.\n\nIf you upgrade your Actual server, upgrade this importer image as well. A stale\nimporter image against a newer Actual server can fail during startup with\nerrors such as `out-of-sync-migrations`.\n\nThe importer now checks the server version before downloading the budget and\nfails early with a clear mismatch message that includes both versions.\n\n## Configuration\n\nThe application configuration is defined using JSON and validated against a schema.  \nThe main configuration file is `config.json`.\n\nThe configuration has **two independent top-level sections**:\n1. `actual` – Configures the Actual Budget connection.\n2. `banks` – Configures bank scrapers and account mappings.\n\n---\n\n### 1) `actual` section\n\nThis section configures the connection to your Actual Budget server and budget.  \nIt is **always required**, regardless of how you configure banks or targets.\n\n```json\n{\n  \"actual\": {\n    \"init\": {\n      \"dataDir\": \"./data\",\n      \"password\": \"your_actual_password\",\n      \"serverURL\": \"https://your-actual-server.com\"\n    },\n    \"budget\": {\n      \"syncId\": \"your_sync_id\",\n      \"password\": \"your_budget_password\"\n    }\n  }\n}\n```\n\nNothing in this block changes when using `targets`, credit cards, or multi-account mappings.\n\n---\n\n### 2) `banks` section\n\nThe `banks` section defines:\n- Which banks to scrape\n- The credentials for each bank\n- How scraped accounts/cards are mapped into Actual accounts\n\nEach bank entry includes the credentials required by `israeli-bank-scrapers`\n(e.g. `userCode`, `username`, `password`, etc.).\n\n---\n\n### `targets` sub-section\n\nA single bank scrape (for example `visaCal`) may return **multiple accounts/cards**.  \nDifferent users model these differently in Actual, so the importer supports `targets`.\n\nEach **target** represents:\n- One Actual account\n- One or more scraped accounts/cards that feed into it\n\nFor each target:\n- Imported transactions = concatenation of transactions from selected cards\n- Reconciliation (if enabled) = sum of balances of selected cards  \n  (only cards with a valid numeric balance are included)\n\n---\n\n### Reconciliation behavior\n\n- Reconciliation is controlled by the `reconcile` boolean.\n- When `reconcile: true`, **a new reconciliation transaction is created on every run** (no updates, no reconciliation).\n- Existing reconciliation transactions are never modified or reused.\n- If `reconcile` is omitted or set to `false`, no reconciliation transaction is created.\n\n---\n\n### Example A: One Actual account for all VisaCal cards\n\n```json\n{\n  \"actual\": {\n    \"init\": {\n      \"dataDir\": \"./data\",\n      \"password\": \"your_actual_password\",\n      \"serverURL\": \"https://your-actual-server.com\"\n    },\n    \"budget\": {\n      \"syncId\": \"your_sync_id\",\n      \"password\": \"your_budget_password\"\n    }\n  },\n  \"banks\": {\n    \"visaCal\": {\n      \"username\": \"bank_username\",\n      \"password\": \"bank_password\",\n      \"targets\": [\n        {\n          \"actualAccountId\": \"actual-creditcards-all\",\n          \"reconcile\": true,\n          \"accounts\": \"all\"\n        }\n      ]\n    }\n  }\n}\n```\n\n---\n\n### Example B: One Actual account per VisaCal card\n\n```json\n{\n  \"actual\": {\n    \"init\": {\n      \"dataDir\": \"./data\",\n      \"password\": \"your_actual_password\",\n      \"serverURL\": \"https://your-actual-server.com\"\n    },\n    \"budget\": {\n      \"syncId\": \"your_sync_id\",\n      \"password\": \"your_budget_password\"\n    }\n  },\n  \"banks\": {\n    \"visaCal\": {\n      \"username\": \"bank_username\",\n      \"password\": \"bank_password\",\n      \"targets\": [\n        {\n          \"actualAccountId\": \"actual-card-8538\",\n          \"reconcile\": true,\n          \"accounts\": [\"8538\"]\n        },\n        {\n          \"actualAccountId\": \"actual-card-7697\",\n          \"reconcile\": true,\n          \"accounts\": [\"7697\"]\n        }\n      ]\n    }\n  }\n}\n```\n\n---\n\n### Example C: Grouped cards into a single Actual account (subset)\n\n```json\n{\n  \"actual\": {\n    \"init\": {\n      \"dataDir\": \"./data\",\n      \"password\": \"your_actual_password\",\n      \"serverURL\": \"https://your-actual-server.com\"\n    },\n    \"budget\": {\n      \"syncId\": \"your_sync_id\",\n      \"password\": \"your_budget_password\"\n    }\n  },\n  \"banks\": {\n    \"visaCal\": {\n      \"username\": \"bank_username\",\n      \"password\": \"bank_password\",\n      \"targets\": [\n        {\n          \"actualAccountId\": \"actual-cal-primary\",\n          \"reconcile\": true,\n          \"accounts\": [\"8538\", \"7697\"]\n        }\n      ]\n    }\n  }\n}\n```\n\n---\n\n## Legacy configuration (single Actual account per bank)\n\nThis configuration style is **fully supported for backward compatibility**,  \nbut does **not** allow fine-grained control over multiple cards/accounts.\n\nIt maps all scraped accounts from the bank into a single Actual account.\n\n```json\n{\n  \"actual\": {\n    \"init\": {\n      \"dataDir\": \"./data\",\n      \"password\": \"your_actual_password\",\n      \"serverURL\": \"https://your-actual-server.com\"\n    },\n    \"budget\": {\n      \"syncId\": \"your_sync_id\",\n      \"password\": \"your_budget_password\"\n    }\n  },\n  \"banks\": {\n    \"hapoalim\": {\n      \"actualAccountId\": \"account-123\",\n      \"userCode\": \"bank_user\",\n      \"password\": \"bank_password\",\n      \"reconcile\": true\n    },\n    \"leumi\": {\n      \"actualAccountId\": \"account-456\",\n      \"username\": \"bank_username\",\n      \"password\": \"bank_password\"\n    }\n  }\n}\n```\n\n---\n\n## Notes\n\n- The `actual` block is **always required** and independent of bank configuration.\n- `targets` are optional but strongly recommended for credit-card providers.\n- Duplicate transactions are prevented using a stable `imported_id`.\n- Credit card balances are often negative; reconciliation uses the values as returned by the bank.\n\n## License\n\nThis project is open-source. Please see the [LICENSE](./LICENSE) file for licensing details.\n\n## Acknowledgments\n\n- **israeli-bank-scrapers:** Thanks to the contributors of the bank scraper libraries.\n- **Actual App:** For providing a powerful budgeting API.\n- **Open-source Community:** Your support and contributions are appreciated.\n","readmeFilename":"README.md"}